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Off topic & small talk: Nagging Corner (Page 221)

Topic created on 24th Apr. 2019 | Page: 221 of 222 | Answers: 2,211 | Views: 301,230
Langhans_innen
Expert

frapi07 wrote on 16.01.2025 at 19:12: Everything is getting really expensive. Just received my notification from the health Insurance company. 10€ more per month... doesn't sound much, but since 01.01 you get a pay increase (minimum wage) with luck. So someone who works 160 hours gets a gross increase of 0.41x160=65.60€. Net will be something between 40€. The health insurance is not the only thing that has become more expensive.

i get more than minimum wage, but it's awesome how much you have to pay because you have to have health insurance (unless you're unemployed).

after around 10 years of self-employment, I now pay almost 50% more than when I started.... I don't really like opening the letters from the health insurance fund. Either they want some kind of receipts or they want to increase something

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frapi07
Elite
Langhans_innen wrote on January 16th, 2025 at 7:28 pm:

after about 10 years of self-employment, I now also pay almost 50% more than at the beginning.... I somehow don't like to open the letters from the KK. Either they want some receipts or something to increase

Yes, I only had an increase in October 2024. Now again. I think it's €15 or so more in total than a few months ago.

I'm lucky that I work for the Free State of Bavaria and I at least get pay rises through the union, but that's more of a stroke of luck. I've been getting €70 more since December (and probably another €40-50 more in February), so I can at least cope with it. In the private sector, you don't always get a pay rise every two years and I find such increases really inappropriate.

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Saphira
Expert

frapi07 wrote on 16.01.2025 at 19:12: Everything is getting really expensive. Just received my notification from the health Insurance company. 10€ more per month... doesn't sound much, but since 01.01 you get a pay increase (minimum wage) with luck. So someone who works 160 hours gets a gross increase of 0.41x160=65.60€. Net will be something between 40€. The health insurance is not the only thing that has become more expensive.

i get more than minimum wage, but it's awesome how much you have to pay because you have to have health insurance (unless you're unemployed).

The health insurance companies are increasing quite a lot. I've already been notified. It's not as if things are getting cheaper elsewhere. And you basically get nothing from the pay rise. And since this is the bitching corner here ..., luckily I was at least able to cancel this criminal association of electricity providers, to which I was tied for 2 years, in February. It was absolutely cheeky that they refused to switch to my new electricity Provider on their own authority and without giving any reason, and in particular without notifying me. The latter was only surprised that no confirmation had yet been received from the criminal organization. This would have meant that the deadline had passed and the contract would have been automatically extended or I would have had to sign a new one with them at higher conditions. It's a good thing I followed up this morning. After I escalated a bit, the confirmation of termination came very quickly. You have to keep up with everything.

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frapi07
Elite

Saphira wrote on January 16th, 2025 at 9:14 pm:

The health Insurance companies are increasing quite a bit. I've already been notified. It's not as if something is getting cheaper elsewhere. And you basically get nothing from the pay increase. And since this is the bitching corner here ..., luckily I was at least able to cancel this criminal association of electricity providers, to which I was tied for 2 years, in February. It was absolutely cheeky that they refused to switch to my new electricity Provider on their own authority and without giving any reason, and in particular without notifying me. The latter was only surprised that no confirmation had yet been received from the criminal organization. This would have meant that the deadline had passed and the contract would have been automatically extended or I would have had to sign a new one with them at higher conditions. It's a good thing I followed up this morning. After I escalated a bit, the confirmation of termination came very quickly. You have to keep up with everything.

Yes, I'll be using the additional services from now on. Professional dental cleaning has been relaxed for mine from 1.1.2025. I'll make an appointment right away in February. I can also have a skin screening, let's see if I take advantage of that too.

Right, minimum wage is being increased, but the purse isn't really that fuller. Just cranks up the prices <.&lt

I also canceled my car insurance. They seriously wanted to increase it further. Canceled and saved €250. Let's see how long the price is still good. Otherwise I'll change it every year, I don't care xD

That sucks, but unfortunately people try to cheat everywhere. The only solution is to always ask for written confirmation. If they don't do that, you can certainly report them.

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Rainmann
Elite
I wonder what the reason is for the increase

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Endstation
Amateur

frapi07 wrote on January 16th, 2025 at 10:28 pm:


Right, minimum wage is increased, but the wallet is not really fuller now. Just cranks up the prices <.&lt

I also canceled my car insurance. They seriously wanted to increase it further. Canceled and saved €250. Let's see how long the price is still good. Otherwise I'll change it every year, I don't care xD

That sucks, but unfortunately people try to cheat everywhere. The only solution is to always ask for written confirmation. If they don't do that, you can certainly report them.

So my personal opinion about the minimum wage is that it is more or less pointless.


Let's start with the politician or a party who, let's say as an example, crows about a minimum wage of at least €18 because they are thinking so much about the well-being of ordinary people and not about the votes that could be obtained with this scam.

You generally ignore the fact that you don't need to kill yourself in the Bundestag, that you're living without reality anyway and that your salary, which is too high anyway, is lavishly increased every year.

Then it goes on with the employee who, if successful, enjoys his hourly wage of €18 for the time being and already sees himself standing in the Porsche Center, which he didn't expect? He is actually not the only one who should benefit from this. The cashier in his local supermarket and his hairdresser, as a brief example, also have to be paid somehow, and he will realize this very early on when prices go up. Calculating the prices in order to pay the wages is fixed or, in the worst case, people have to do it with fewer colleagues because they have been made redundant.

and that's how quickly the employee mentioned at the beginning finds himself back in front of the sausage shelf in the well-known f*ck mill and complains about high prices and that the minimum wage is not enough, which brings us back to the beginning of my text.

& from an objective point of view, there are also jobs that don't even come close to earning €13-14.

As far as Insurance is concerned. But it's also not a new insight that you should constantly change, just like the Internet Provider, etc. because as an existing customer you are unfortunately always the stupid donkey who is considered the favorite customer. Just think of the poor people who have had contracts somewhere for 30 years and don't change because they have always been under the motto and compared to a change and a contract concluded today, this almost borders on robbery.

BUT before I send this now I just want to make it clear that it is my own opinion which I do not want to impose on anyone or anything else. And if anyone else feels offended by this, you can discuss it in peace and quiet 🙂🙌

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frapi07
Elite

Endstation wrote on 17.01.2025 at 01:41:

So my very personal opinion regarding the minimum wage is that it is more or less pointless.


Let's start with the politician or a party who, let's say as an example, crows about a minimum wage of at least € 18 because they think so much about the well-being of the common people and not about the votes that could be obtained with this peasant catching.

You generally ignore the fact that you don't need to kill yourself in the Bundestag, that you're living without reality anyway and that your salary, which is too high anyway, is lavishly increased every year.

Then it goes on with the employee who, if successful, enjoys his hourly wage of €18 for the time being and already sees himself standing in the Porsche Center, which he didn't expect? He is actually not the only one who should benefit from this. The cashier in his local supermarket and his hairdresser, as a brief example, also have to be paid somehow, and he will realize this very early on when prices go up. Calculating the prices in order to pay the wages is fixed or, in the worst case, people have to do it with fewer colleagues because they have been made redundant.

and that's how quickly the employee mentioned at the beginning finds himself back in front of the sausage shelf in the well-known f*ck mill and complains about high prices and that the minimum wage is not enough, which brings us back to the beginning of my text.

& from an objective point of view, there are also jobs that don't even come close to earning €13-14.

As far as Insurance is concerned. But it's also not a new insight that you should constantly change, just like the Internet Provider etc. because as an existing customer you are unfortunately always the stupid donkey who is considered the favorite customer. Just think of the poor people who have had contracts somewhere for 30 years and don't change because they have always been under the motto and compared to a change and a contract concluded today, this almost borders on robbery.

BUT before I send this now I just want to make it clear that it is my own opinion which I do not want to impose on anyone or anything else. And if anyone else feels offended by this, you can discuss it in peace and quiet 🙂🙌

It makes no sense because the "increases" are too low. Compare the increases in minimum wages with the increases in diets. The difference is considerable.

But I'm not concerned with the level of allowances. You can argue about whether the work they do should be remunerated accordingly. However, this is a direction that is unfortunately not permitted here, which is why I will not express my personal opinion.

Of course you are not the only one who benefits from this. I realize that. You still want to be able to afford a little more and you also have to think about the "poorer" people who will only receive €65 more gross per month from January 1. That doesn't cover all the price increases and you have to pay more. Electricity was also €5 a month more expensive for me. Like Saphira, I could switch, but it's a hassle and I personally think it's only a matter of time before the cheaper providers raise their prices too. There are more things that could be listed here and this €65 gross is not enough to cover the price increases.

What I feel is that the poorer people have to tighten their belts more and more

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Donnie
Elite
Endstation wrote on 17.01.2025 at 01:41:

So my very personal opinion regarding the minimum wage is that it is more or less pointless.


Let's start with the politician or a party who, let's say as an example, crows about a minimum wage of at least € 18 because they think so much about the well-being of the common people and not about the votes that could be obtained with this peasant catching.

You generally ignore the fact that you don't need to kill yourself in the Bundestag, that you're living without reality anyway and that your salary, which is too high anyway, is lavishly increased every year.

Then it goes on with the employee who, if successful, enjoys his hourly wage of €18 for the time being and already sees himself standing in the Porsche Center, which he didn't expect? He is actually not the only one who should benefit from this. The cashier in his local supermarket and his hairdresser, as a brief example, also have to be paid somehow, and he will realize this very early on when prices go up. Calculating the prices in order to pay the wages is fixed or, in the worst case, people have to do it with fewer colleagues because they have been made redundant.

and that's how quickly the employee mentioned at the beginning finds himself back in front of the sausage shelf in the well-known f*ck mill and complains about high prices and that the minimum wage is not enough, which brings us back to the beginning of my text.

& from an objective point of view, there are also jobs that don't even come close to earning €13-14.

As far as Insurance is concerned. But it's also not a new insight that you should constantly change, just like the Internet Provider, etc. because as an existing customer you are unfortunately always the stupid donkey who is considered the favorite customer. Just think of the poor people who have had contracts somewhere for 30 years and don't change because they have always been under the motto and compared to a change and a contract concluded today, this almost borders on robbery.

BUT before I send this now I just want to make it clear that it is my own opinion which I do not want to impose on anyone or anything else. And if anyone else feels offended by this, you can discuss it in peace and quiet 🙂🙌

So a cleaning lady doesn't deserve to be paid properly? Ah yes🖕

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Endstation
Amateur
I wasn't talking about politicians in general, but about person XY who then demands an exaggerated sum that doesn't reflect reality and in the end can't even be implemented because completely different people are responsible for it, although these have also been casually undermined by the Bundestag.

Why electricity has explicitly become more expensive can at least still be explained in a sensible way or can be imagined. Shutting down nuclear power plants just to buy nuclear power in France. Imposing some made-up Co2 certificates and making them even more expensive and getting renewable energy rolling also costs money.

Definitely, I can't exclude myself from it either and my simplest example is still from the Corona period where cheese simply cost twice as much overnight and hasn't changed to this day ^^

---------------------------

Dear Donnie, please stick your middle finger in a nostril of your choice and think of a meaningful answer to wherever I have denied a cleaner the right to minimum wage, even though there are plenty of people who have earned or do earn more than that.

Bussi on Bauchi

I just wanted to make my point of view halfway understandable / explain it without bashing down the old testament here, even time conditionally. That's why I didn't describe all aspects / occupational groups etc. comprehensively and that's why I said again at the end that you can still discuss it, but of course you can also start a conversation as nicely as you did ^^

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Donnie
Elite
"& looking at it objectively, there are also jobs that, in my view, don't even come close to earning €13-14."

Weren't those your words? Every person who works and moves their backside somewhere has the right to be paid decently. 13-14€ is not a lot of money these days and then you should get even less? How are you supposed to feed a family on that few bucks? Even as a single person, that's not much. Whether it is economically feasible to pay more is another matter

If I adjust all things like prices and costs of living in my head (I remember how expensive everything was when I had my first apartment), then I come up with a minimum wage of at least €16, more likely €17-18. Why do many housewives and mothers have to work on top of that? The money is hardly enough. As a family man, you have to earn at least €2500-3000 to support a family of several people, which is still not enough. There are countless professions where you don't earn that much, and then there are the high contributions such as health Insurance and the like. Why were there only housewives and working fathers in the past who were still able to support a family? The wage level has not been adjusted enough. Now you can say it's your own fault that you didn't become CEO of a huge company, but I think that's unfair. Everyone has the right to receive a wage that they can live on, and I think it's important for everyone within a company to be paid a wage

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