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Off topic & small talk: Money worries - How do you deal with them? Do you have any tips?

Topic created on 16th Mar. 2018 | Page: 1 of 6 | Answers: 55 | Views: 10,965
Anonym
Hello dear community!

I ask my question intentionally in the off-topic area, because it has nothing to do with casinos and I still assume that some here have already been in my situation.
Here's the deal:
I am a student, work part-time and have four cats. Two of them are older and one of them was recently quite sick. Because of that I had very high vet costs for x-rays, ultrasounds, blood tests/labs and the whole piPaPo. As it is just so with the dear livestock
In any case, I slipped through the whole situation pretty heavily in the miesen (at least for my sensation, I know that there are much worse cases). Currently I'm due to these unexpected costs 750 € in the minus and I will need a few months to make up for it.
At this point: Please no lectures about the fact that I should have formed reserves. I can not change it now as it is

Anyway:
Since here for sure some (even if not by cats but just by gambling or for other reasons) slipped into the miesen I wanted to ask you for your "survival tips".

I limit myself massively when it comes to food. I haven't splurged on food before, but now I live on less than 1€ per day as much as possible.
I don't own much, I don't really have any valuables that I could turn into money.

I know that you can't make this crap situation "go away", but I was hoping for one or two valuable tips from survivalists here No matter what kind, I'm happy about any suggestions!

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Stromberg
Legend
So if you already spend less than 1€ on food, which I find very violent, I would not know what tips I should give, because I think that you then probably live very frugally in other areas.
Probably the only thing left to do is to increase your income. But you know better than I do to what extent this is possible😉

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Anonym
Stromberg wrote on 16.03.2018 at 15:39: So if you already spend less than 1€ on food, which I find very violent, I would unfortunately not know what tips I should give, because I think that you then probably live very frugally in other areas.
Probably the only thing left to do is to increase your income. But you know better than I do to what extent this is possible😉

I'm already on it. In addition, start waiting tables in a bar
I think I already follow all the saving tips, but in desperation I thought I'd ask around here and see if there's any other Tip that hadn't occurred to me yet

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RiverSong
Legend
SuitedTrips wrote on 03/16/2018 at 2:51 pm: Hello dear community!

I'm purposely posting my question off-topic, as it has nothing to do with casinos, but I still assume that some here have been in my situation before.
Here's the deal:
I am a student, work part-time and have four cats. Two of them are older and one of them was recently quite sick. Because of that I had very high vet costs for x-rays, ultrasounds, blood tests/labs and the whole piPaPo. As it is just so with the dear livestock
In any case, I slipped through the whole situation pretty heavily in the miesen (at least for my sensation, I know that there are much worse cases). Currently I'm due to these unexpected costs 750 € in the minus and I will need a few months to make up for it.
At this point: Please no lectures about the fact that I should have formed reserves. I can not change it now as it is

Anyway:
Since here for sure some (even if not by cats but just by gambling or for other reasons) slipped into the miesen I wanted to ask you for your "survival tips".

I limit myself massively when it comes to food. I haven't splurged on food before, but now I live on less than 1€ per day as much as possible.
I don't own much, I don't really have any valuables that I could turn into money.

I know that you can't make this crap situation go away, but I was hoping for one or two valuable tips from survivalists here No matter what kind, I'm happy about any suggestions!

isn't there some kind of animal emergency aid that would partially cover such bills? don't know anything about it, but i think i heard it once.
or offer the vet installment payment, do not know if they do that?

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redriver67
Expert
Think also that every decent veterinarian agrees with high bills of an installment payment. Just ask.

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gagapapamama
Expert
To offer a veterinarian installment payments, that make the fewest the demand mostly cash. I know also such calculations partly still violently 3000,00 € and more however what does one not everything for its animals (children).
Tips I can not give you now You are already at the savings limit but I would have liked to invite you for the next 8 to 10 weeks with us to eat but as I got with you live in Vienna and I and my family in Rhineland-Palatinate there it is a bit difficult with the Fahrerei. But the hard times will pass and there will be better times again.

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Anonym
Maybe you could take out a small loan and pay it off in smaller installments. So that you at least don't have to live on less than 1€ a day.

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Anonym
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Anonym
The vet I have already paid, it is now about my account that is so awesome in the negative But thanks for the suggestion. I have honestly not inquired about installment payments but bitten directly into the sour apple.

Can you get a loan so easy if you have nothing at all? That would be an option, of course. I'll look into it. It would not be for a long time.

The offer with the food I find sugary sweet, I honestly appreciate it

I have no problem to live very frugally if it must be, the 1 € / day I think sounds harder than it is I have there meanwhile sooo many recipe ideas and since that goes quite well or I keep that yes not exactly on the cent every day. I'd rather save on me now, because I can not save on the cats and their food or I do not want that

With the plasma donate I will also start again, because you get here 25 € each time and I could do that once a week.

Thank you for the answers dear ones!

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Anonym
And still on the subject of emergency animal care:
There is a possibility in the city of which I know, which help people in need with vet bills.
But quite honestly....just because I have now once a financial hole by the medical costs I do not want to turn there. Not out of pride, but because I want to help people who are really seriously in need of this help.

Oh and about pet Insurance: Unfortunately, the two older cats are too old, no insurance takes the still I would have known that when I was still 18 and the cats were baby cats ^^

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