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Off topic & small talk: Germany - all banana?

Topic created on 20th Mar. 2018 | Page: 1 of 2 | Answers: 11 | Views: 4,478
Sascha666
Amateur
I open this topic simply because it concerns very many here and also me.
And because I believe that in this forum come better answers than just "f**k off".

Do you also think that it is less and less worth living in Germany?
As a wealthy person it may be all well and good, but on the donor side the situation is completely different.
Meant are people who have to make a living by sacrificing their time and labor.

From the temporary worker up to the higher employee - one is fleeced without having a chance to build up prosperity.
The money automatically deducted from the slave wages seeps directly or indirectly into dubious channels, whose origin we should better not find.

For every fart there must be an authority, and for every authority a controlling authority.
Horrendous health Insurance contributions flow into completely unnecessarily bloated administrations with countless managers, for the actual use only a fraction really remains - to help people in need.
The money for pension payments is partly misappropriated, also here remains finally only the grasp in the loo.
Unemployed people are condemned to some 1€-jobs or put into useless seminars in order to disappear from the statistics.
Seminars, in which one learns like one the opposite hand shakes. Nobody needs this crap.

Whether one wants now or not, by the (income) tax one may finance naturally all churches still along.
Yes, there are church institutions that accomplish great things every day - but the decadence comes to a climax when golden chandeliers are hung in the palaces, while the payers hope to survive the month financially.
The German worker may even support other states with his money, whose inhabitants have a higher quality of life on average, be it in terms of retirement age or real estate ownership.

There is money for everyone - but somehow not for ourselves...

The real estate prices in many areas of Germany are ridiculous.
People (have to?) get into heavy Debt over decades to be able to call a 2-room apartment their own.
The rest rents any apartment and consequently never becomes wealthy, because the rent is based on the purchase price, and vice versa.
With wealthy I don't necessarily mean being rich, but having the freedom over my time, which I certainly don't want to spend in some factory for dumping wages. Financial independence.

Everywhere you are checked, reprimanded, have to pay a fine. No one can keep 5 straight.
People hump up at work and kick down to get a piece of the pie.
The environment is dreary and one industrial building borders on the next - who is supposed to feel comfortable there?

Sure, you can say now: "those in China hump in 14-hour shifts without vacation entitlement".
But should we, as a supposedly social, developed country, really compare ourselves with them?
And if so, how can we take action against such conditions?

The high tax rate, high income inequality, real estate bubbles, waste of money ... it all bugs me.
Where could I possibly go?

Cheers, and thanks for reading.
Glad to hear some opinions

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Anonym
Hey Sasha,

i think you will find such points of criticism in every country. It has been for centuries that only a few are destined to be wealthy

That is in Germany but in all other countries so. Therefore, emigration will not bring much I think

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S****s
@Sasha666

oh man when I hear the whining ...have forgotten the compulsory broadcasting fees

For this you have here ne gesetzl. health Insurance, entitlement to social benefits, unemployment benefits, regular vacations, a solid infrastructure, security, etc...there are thousands of reasons to be proud of this country!

Of course I do not find it ok that we finance other countries and the real estate prices are rising steadily!
And that our people have to go to the table but at least there is something here !!!!

The problem in Germany is just that here everyone thinks only of himself ... Here no one goes more on the street... everyone does not care!

Could not imagine another country to live like Germany!

Other countries also have their disadvantages - even more!

And yes I work 60 hours a week and earn with supplements etc... 3000 € net ! Enough for me !

Go this summer on vacation and look forward to it ...
But if I gamble away everything then I'm also angry at the whole system etc...

So always also see what you really need to live !

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Daniel
Elite
What you say is all true, but you are not only fleeced as an employee, but also as an employer. It is made difficult to grow, because the taxes eat away everything. One would also like to pay the employees more but one pays not only a gross wage of the employer, but on top also the non-wage labor costs, which are at 3,000 € gross again 500 €, of which neither the employer has what, nor the employee. At least in my opinion, the employee (if he is not already close to retirement) does not benefit, because the pension funds will be empty in the next 30 years. There was already a discussion in the 90s that there will be problems with the financing of the pensions (see Nobert Blühm who said: "The pension is safe"). I don't think anything has improved in the meantime and in the next 30 years there will certainly be some inflation or national bankruptcy.

All the extreme taxation also makes it hard to create proper reserves for employees. If you are small in Germany, you are kept as small as possible for as long as possible. Personally, I am really glad that I had the opportunity to get out of Germany. Alone in a foreign country was also not easy and I was really skeptical at the beginning but after 2 years I have to say that my life in Malta has improved and that is not only because you pay a little less tax here. The lower taxes have not been noticeable for me for so long anyway.

1. The people around you are less stressed
2. Even with not perfect English you can make contacts here - at least easier than in Germany if you don't know the language.
3. There are no neighbors who rummage through the garbage and report it to the property management if you have not separated the garbage meticulously. Simply everything in a bag and bam on the street with it. In general, people look less at others and you feel less observed and freer overall.
4. Winter is short and relatively mild, which automatically leads to a better mood.
5. You are generally left alone more or you are observed less critically.
6. I also find Malta safer than Germany. The locals are very peaceful and if someone makes problems, then it is the drunken tourists (the worst are the English and the Irish) or as in any European country just the refugees, of which there are but less than in Germany.
7. There are also many Germans living in Malta and they are generally more relaxed than the average German.
8. There are no homeless people here. I've only seen one so far and Matthias threw 20€ into his hat and talked to him. He says that he is voluntarily homeless and actually comes from England and has chosen Malta as a new home because it is warmer and more pleasant for him.

But there are not only positive and also on Malta things that bother me and I miss from Germany. Overall, I find it here but more livable in the meantime and would not like to go back.

If Germany bothers you so much, then you have to come to Malta. The IGaming industry is desperately looking for German-speaking employees. What the people have learned doesn't matter, they just have to speak German and not be completely mentally handicapped. The companies here partly compete with each other and outbid each other to see who has the better working conditions.

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Ariane-79
Daniel wrote on 03/20/2018 at 14:49: Is all right what you say but you are not only fleeced as an employee but also as an employer. It's made hard to grow because taxes eat everything away. One would also like to pay the employees more but one pays not only a gross wage of the employer, but on top also the non-wage labor costs, which are at 3,000 € gross again 500 €, of which neither the employer has what, nor the employee. At least in my opinion, the employee (if he is not already close to retirement) does not benefit, because the pension funds will be empty in the next 30 years. There was already a discussion in the 90s that there will be problems with the financing of the pensions (see Nobert Blühm who said: "The pension is safe"). I don't think anything has improved in the meantime and in the next 30 years there will certainly be some inflation or national bankruptcy.

All the extreme taxation also makes it hard to create proper reserves for employees. If you are small in Germany, you are kept as small as possible for as long as possible. Personally, I am really glad that I had the opportunity to get out of Germany. Alone in a foreign country was also not easy and I was really skeptical at the beginning but after 2 years I have to say that my life in Malta has improved and that is not only because you pay a little less tax here. The lower taxes have not been noticeable for me for so long anyway.

1. The people around you are less stressed
2. Even with not perfect English you can make contacts here - at least easier than in Germany if you don't know the language.
3. There are no neighbors who rummage through the garbage and report it to the property management if you have not separated the garbage meticulously. Simply everything in a bag and bam on the street with it. In general, people look less at others and you feel less observed and freer overall.
4. Winter is short and relatively mild, which automatically leads to a better mood.
5. You are generally left alone more or you are observed less critically.
6. I also find Malta safer than Germany. The locals are very peaceful and if someone makes problems, then it is the drunken tourists (the worst are the English and the Irish) or as in any European country just the refugees, of which there are but less than in Germany.
7. There are also many Germans living in Malta and they are generally more relaxed than the average German.
8. There are no homeless people here. I've only seen one so far and Matthias threw 20€ into his hat and talked to him. He says that he is voluntarily homeless and actually comes from England and has chosen Malta as a new home because it is warmer and more pleasant for him.

But there are not only positive and also on Malta things that bother me and I miss from Germany. Overall, I find it here but more livable in the meantime and would not like to go back.

If Germany bothers you so much, then you have to come to Malta. The IGaming industry is desperately looking for German-speaking employees. What the people have learned doesn't matter, they just have to speak German and not be completely mentally handicapped. The companies here partly compete with each other and outbid each other to see who has the better working conditions.

Hi Daniel tell me you have ne info to my thread because of the limit, what do you mean? You are the one who knows best here?

To Malta I would also have some questions to you, for the purpose of founding a company? I am self-employed and got the Tip you should move your headquarters from Germany to England or Malta.

And if someone already lives there, maybe we can get in touch?

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AliSaaber
Sascha666 wrote on 20.03.2018 at 10:20 am
Whether one wants to or not, through the (income) tax one may of course still co-finance all churches.

If you are referring to church tax here, you can leave the church and thus save taxes.

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Dutch78
Expert
Sascha666 wrote on 03/20/2018 at 10:20 AM
By wealthy I don't necessarily mean being rich, but owning the freedom over my time, which I certainly don't want to spend in some factory at dumping wages. Financial independence.



This is pure wishful thinking, you want financial independence coupled with freedom to control your own time.
I have been self-employed for 15 years now and I for one can only say that even today I have little time that I can freely dispose of.
It is connected with a lot of sweat and blood, just at the beginning of self-employment, and the thought of a regular working day, as you know it as an employee, you can make up your mind.
Later, much later, you can of course delegate and hand over responsibility, but you still have to be available everywhere and at all times.
Success still involves hard work, and you can't just hand it over somewhere and rest on your laurels.
In addition, you are constantly responsible for other people who are depending on you, which is not suitable for everyone.
It may sound trite, but ultimately you and only you have it in your own hands, what you do with your life, try to change the negative attitude into a positive one and take your happiness into your own hands.

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Daniel
Elite
Dutch78 wrote on 03/20/2018 at 3:49 PM
Sascha666 wrote on 03/20/2018 at 10:20 AM
By wealthy I don't necessarily mean being rich, but owning the freedom over my time, which I certainly don't want to spend in some factory at dumping wages. Financial independence.



This is pure wishful thinking, you want financial independence coupled with freedom to control your own time.
I have been self-employed for 15 years now and I for one can only say that even today I have little time that I can freely dispose of.
It is connected with a lot of sweat and blood, just at the beginning of self-employment, and the thought of a regular working day, as you know it as an employee, you can make up your mind.
Later, much later, you can of course delegate and hand over responsibility, but you still have to be available everywhere and at all times.
Success still involves hard work, and you can't just hand it over somewhere and rest on your laurels.
In addition, you are constantly responsible for other people who are depending on you, which is not suitable for everyone.
It may sound trite, but ultimately you and only you have it in your own hands, what you do with your life, try to change the negative attitude into a positive one and take your happiness into your own hands.


Yes, as a self-employed person you never have a vacation and you can never really switch off and the beginning is extremely hard and many obstacles are put in your way. On the positive side, you can get up when you want (depending on the industry you're in) but most of the time you work more because you're up all the time working or thinking about the business. Sometimes you also have times when your employees earn more than you and the responsibility you carry is also a psychological burden. If you are self-employed, then you should do what you really enjoy and with something you can identify 100%, because otherwise you will not be happy. But financial freedom can be achieved almost only as a self-employed person (in any country in the world).

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P****1
Well, I think Germany is not such a bad place to live. There are quite a few countries where it is worse

Just be happy with what you have

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jacktheonly
In my opinion, there are very few countries that are as beautiful as Germany.
People often forget that things are offered here, such as the complete education including studies etc. is financed by the state. This is not a matter of course. There can quietly pay some taxes over time. Give and take
Starving must also absolutely no one here!

Of course, there are thousands of authorities, a lot of money also disappears, but you should remain realistic and look at what these authorities do at all, namely many small things in everyday life, which are probably self-evident for you.
Health Insurance contributions are really still small, in contrast to the services that everyone can get. I myself had to take medicines for several thousand euros and the welfare of the individual is just paid by all, so no one has to die, no matter how poor or rich from an infection

In addition, I must say that income differences for me are quite natural and should be maintained. It's not like it's a big secret in which professions you earn good to very good. You can not seriously expect that someone in the chip shop should earn only rudimentary as much as someone who has studied for 5 years mechanical engineering.
You can be financially independent if you want to be, maybe not in the next 10 years, but within 30 years you should be able to build up something very reasonable. Generate passive income, continue your education, etc.

Of course, it is very important to be able to save. This does not include gambling away one's income in any slots and hoping for financial independence
hope Simply invest in ETFs or similar things.


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