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Off topic & small talk: Free online credit at Smava (even better than free)

Topic created on 20th Aug. 2017 | Page: 1 of 1 | Answers: 5 | Views: 1,710
Daniel
Elite
The credit comparison portal Smava is currently offering an online loan in which customers pay back less than they received. The first negative interest offer is limited to 1,000€ per customer with a term of 36 months and runs until August 31. Borrowers can draw down a maximum of €1,000 at -0.4% interest.

The monthly rate for this online loan is 27,61€ * 36 months = 994€.

In plain language means that the new customers borrow 1,000€ and only 994€ must repay (creditworthiness naturally presupposed).

Click here for the offer: https://www.smava.de

That is no Fakemeldung, Spam or the like and the offer is also respectable. Smava is not a loan shark or a dubious company and also large daily newspapers report on it:



Actually, such a message has nothing to look for in a casino portal and you should not borrow money for gambling. But if you are not a gambling addict and gamble sensibly you can strike (for example to pay off an expensive overdraft or to exchange the money for physical gold). I will possibly get the loan if I can get it in Malta.

The negative interest loan is possible because the prime rate is 0€. The central banks give the money to the banks quasi for free. The banks, which hoard the money, must pay even 0.4% penalty. Smava, or their partner bank will say to themselves, before we pay 0.4% penalty interest we prefer to give out the money for free and have at least a marketing effect.

That this is possible, shows in addition, that it does not look so pralle with the money system so slowly any longer. Money is becoming increasingly worthless (not only in the psyche of gambling addicts).

We will all have to experience a hyperinflation like in 1923. Then many people will lose their money who have not invested in physical precious metals. Somehow also reassuring. So later you can say you lost your money during the hyperinflation and not through gambling addiction. And there is a chance that a new and better money and economic system will be established.

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Anonym
Speak times not the devil here Daniel! A hyperinflation as in the times of the Weimar Republic would have consequences today that we could not imagine in our dirtiest nightmares .... It would (as always) hit the little people the hardest.absolute worst case scenario but much closer than you think.

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Anonym
I agree with Sascha there. If something like that were to happen to us nowadays, there would be real wars in the country
I could not even imagine the extent. Let's hope that this will no longer be the case in our Geselschafft today and one has appropriate countermeasures in politics for such a scenario in the backhand

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redriver67
Expert
Have recently seen a report that they want to abolish the money more and more. Everything is to go only cashless across the stage. Can not imagine that at all. Often notice that I deal with cash much more carefully than if there are only online numbers. Especially when gambling I find that I have to 50 euros cash more reference than if I Deposit 50 euros online. You do not deal with cash so carelessly, I think.

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Julian
Elite
redriver67 wrote on 20.08.2017 at 14:04 clock: Have recently seen a report that they want to abolish the money more and more. Everything should only go cashless across the stage. Can not imagine that at all. I often notice that I deal with cash much more carefully than if there are only online numbers. Especially when gambling I find that I have to 50 euros cash more reference than if I Deposit 50 euros online. One does not handle cash so carelessly I think

Have there yesterday coincidentally also seen a documentary about it, in my opinion, this is moronic
That makes alone already therefore no sense since the whole banks have the say and if there would be only online payment services such as PayPal, Neteller or other, the existence of all banks in the world would bring in danger.

The whole thing would also strongly resemble an even harder surveillance state since thus every transaction, be it by a purchase of a gum at the kiosk or even from me a Bordel visit or whatever... can be seen at any time. And that would be more than just sick

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Anonym
JulianK wrote on 08/20/2017 at 16:04

Have there yesterday coincidentally also seen a documentary about it, in my opinion, this is moronic
This makes no sense because all the banks have the say and if there would be only online payment services such as PayPal, Neteller or other, the existence of all banks in the world would be in danger.

The whole thing would also strongly resemble an even harder surveillance state since thus every transaction, be it by a purchase of a gum at the kiosk or even from me a Bordel visit or whatever... can be seen at any time. And that would be more than just sick

This has nothing to do with Paypal, Neteller etc.. See example Sweden. Here is already almost kommplett renounce cash and it will not be long before it kommplett abolished. Other payment services are used (by the banks)

This is exactly what the state wants.... More surveillance. It will come, that is as sure as the Ahmen in the church. It is only a question of time

Reason for this according to politicians: one fights against the drug trade, because this is almost exclusively operated with cash

This is of course complete nonsense, no question, but most fellow citizens fall for it because the width measures unfortunately known the intelligence quotient of a puddle owns and runs in principle after the loudest roars. One will take Sweden over and over again as an example for this and the citizens will resign themselves to it for the most part sometime. It's just like you say: Every transaction is checked, so that father state always knows what you did when and where. Of course, it all serves our security

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