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Community surveys: Which banks are still recommended today? What experiences have you had? (Page 2)

Topic created on 24th Oct. 2024 | Page: 2 of 2 | Answers: 23 | Views: 1,445
Malganes
Top Member

frapi07 wrote on October 24, 2024 at 10:14 pm:
I would be careful with abbreviations. What do you mean by DB? I understand DB to mean Deutsche Bahn Deutsche Buden?

Yes, it means Deutsche Bank, as Saphira has already said. Just stop with Postbank. After 3 months I canceled the store again. The support there is a disaster. I explained to them umpteen times that I didn't want to receive account statements by post, but the account statement came by post anyway. You could activate this by selecting in the settings that the account statements are only sent to the account's mailbox as a PDF file, but they still only came by post. I also had other problems with this store that simply cost me nerves. So from my point of view, grade 6 in the overall rating^^.

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frapi07
Elite

Saphira wrote on 24.10.2024 at 23:19:

I think this refers to Deutsche Bank and therefore also Postbank. As far as I know, they have merged.

Ahh, I hadn't thought of that When I read DB, I always think of the trains

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JJepsa96
Rookie
Malganes wrote on 24.10.2024 at 21:36:

Butterbrezel summed it up very well that it's not a good idea to associate a bank with illegal gambling. There are enough criminal charges on this topic here. I have not yet been able to find any problems concerning DB or criminal charges here either. Unless I have missed it^^

Yes, as I said, I just meant legal gambling in DE shops. I've never had any problems with Deutsche Bank when it comes to deposits and withdrawals. Although I am only active in the sports betting sector.

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dedi14
I currently still use Revolut, but to be honest, as soon as you get a DE-IBAN, the same rules apply as with all other German financial institutions.

That's why I'm now testing Wise.
You get a Belgian IBAN and the banking license for the EUR area is also from there.
There is a Visa debit card. Transfers/debits are of course also possible.
Deposits and withdrawals can then be made very easily via the Belgian IBAN.
And every Provider should support this method of payment.

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gamble1
Icon
For my part, I no longer trust any bank, as more and more steps are being taken throughout the EU to monitor people by all means. This is not even limited to gambling, but it feels like you have to justify yourself even for simple depositors.

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roccoammo11
Expert
There are so many banks and so little choice in the survey..definitely not an online bank..but in principle they all have the same obligations..only the implementation is very different similar to German casinos..just like fees, interest, etc

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Malganes
Top Member

dedi14 wrote on 26.10.2024 at 15:13: I currently still use Revolut, but to be honest, as soon as you get a DE-IBAN, the same rules apply as with all other German financial institutions.

That's why I'm testing Wise now.
You get a Belgian IBAN and the banking license for the EUR area is also from there.
There is a Visa debit card. Transfers/debits are of course also possible.
Deposits and withdrawals can then be made very easily via the Belgian IBAN.
And every Provider should support this method of payment.

I won't be using Revolut much any more. I've been using Wise for a while now and I'm really happy with it so far.

Their website describes the regulation in the individual countries/regions:
European Economic Area (EEA)
Wise Europe SA is a payment institution authorized by the National Bank of Belgium, registered under the registration number 0713629988.
The company's registered address is Rue du Trône 100 bte 3, 1000 Brussels, Belgium, with passporting rights throughout the EEA.

TINV EUROPE AS is authorized and regulated by the Estonian Financial Supervisory Authority (Finantsinspektsioon) as an investment firm under activity license number 4.1-1/174.


The only question now is, how sure can you be in DE that there could still be problems? It would be interesting to know if anyone has any negative or positive reports? But I don't think Wise will be widely represented in Germany yet.

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Kapykapy
Amateur
When it comes to money, Sparkasse, they may have ratted on people, but as the slogan says, it's about money and if they don't rat, they have to pay a fine. No desire to change accounts or open a new one. Would rather give the impression of money laundering.

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Malganes
Top Member

roccoammo11 wrote on 26.10.2024 at 18:35: There are so many banks and so little choice in the survey..definitely not an online bank..but in principle they all have the same obligations..only the implementation is very different similar to German casinos..just like fees, interest, etc


Yes, there are tons of banks. My selection of the banks mentioned was partly due to the fact that these banks have already been mentioned in the forum or there is already a lot of experience to read about.

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