Online Casinos in general: Reportage - Online casinos: Money back from illegal gambling (Page 4)

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stkrie wrote on 08/09/2018 at 14:53
When is the bank allowed to cancel the current account ?

According to § 19 AGB banks may terminate an overdraft only if the following conditions are met :

1. significant deterioration in the financial situation of the debtor

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stkrie wrote on 08/09/2018 at 15:34
Quote:
You are unfortunately nothing more than a nickname of 3000 and after revealing your "valuable tips" you can delete yourself overnight and erase your identity
That says everything about you!
Yes, unfortunately I am only one of the 3000 users. The users who made GJ great.

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Random wrote on 08/09/2018 at 16:04: Guys calm down, it's not that simple.

Don't always believe everything that's on TV

[Intertitle removed]

I prefer to stay with personal responsibility.
Every gambling addict knows exactly what happens even if he actually would get money back. Off to the state casino and just there the money then gamble away.

Solve the Gambling addiction problem, then you solve most problems in your life.
And most of all, you still hurt the casinos when you no longer pay in or just very little.

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Matthias wrote on 08/09/2018 at 11:54 am: Good morning everyone,

i too have seen the TV report and can imagine that this is now going through the media and maybe some really try to repatriate funds.
First of all, I want to apologize right away for possibly writing very emotionally in this post. My gambler and entrepreneur thinking meets a very big conflict here, especially because I have used / lost a lot of money.

What goes through my mind: 5 million Germans gamble regularly, 25% of them in Online Casinos, especially because of all the TV commercials. If now 1.25 million people have deposited money in online casinos - one only 50 euros, the other 1000 euros, some even 10,000 euros, or even much more... (seen over the last few years)
And now all come on the idea to reclaim the money, which they have directed SELF...
The damage to the banks would be so immense that it would be crazy to think that this would work with a "I'll go to the bank and have my bets booked back". 1.25 million players who deposited on average 1000€ -> 1.250.000.000 Euro damage (1.25 billion Euro) - I think the damage is even much higher... I don't know, maybe I really lack the brainpower to imagine what would happen then.

The fact is, you do not harm the online casinos, but almost exclusively the banks in Germany, which are already struggling under the low interest rate policy.
The online casinos have already received the money and do not have to pay it back!
I would before such an attempt first withdraw all savings and check whether any loans are still running. Everyone knows that banks are greedy, and as soon as you deprive the banks of their money, they will certainly not be squeamish to "hit back"

My view as a bank:
As a bank, I would really punch any customer who subsequently "stole" money from me that I had forwarded for them as a payment processor.
I would 1. delay the matter as long as possible, go to court and fight to the end and if I really have to pay, cancel all loans to the customer. Because who wants to do business with such a customer? Furthermore, I would pass on the information that the customer has deceived me to all banks (to the competition), so that this customer is not classified as creditworthy again in his life. I.e. all plans for the future, building society contracts, house financing, etc. would all be on the line, and the life of a person is usually relatively long and the demands and plans change sometimes...

My view as a player:
I would keep an eye on the matter, seriously think about it and calculate whether I really have the balls in the pants - and whether it is worth it for the money to slam my house bank a letter on the table "I want my money back" (so easy it will certainly not)
Honestly, my economic thinking comes up again and I remember what I wrote above at "My view as a bank". You deliberately cause harm to someone else (even if it's a shitty bank), even though you are responsible for it yourself.
So for me, at this point, it becomes really difficult to think clearly and only from a player's perspective.
I started from scratch, my parents were never wealthy, and I started my own business after my education. I was always responsible for everything myself, never dependent on others.
I also took out loans, once had problems paying the tax office, worked more and more for it, and to this day I am paying off my mistakes from the past.
If I could book back all the stakes I ever deposited in casinos... I would be rich. Just remember that I also paid out money (so I get to keep that??) So I am enriching myself by taking back the stakes but keeping the wins? /Irony to "What a cool principle! I think this is the solution to all problems" /irony off

If it really all worked out that way, I would be uncreditworthy with all banks in Germany for the rest of my life, but I would have paid off my debts and could finance a nice house. Oh well, I don't get a loan for the house financing, well maybe the money is enough for a two-room apartment in Berlin.
There I live then, happily, without debts in my paid off apartment. The only problem is that I might not even have a bank account anymore, although digital payment or cash abolition will probably be the future. And it would probably always be with the fear in the neck that you can't even get a cell phone contract anymore, because the future of the banks probably looks more and more networked
And the banks don't forget anything. I don't think you can think the whole thing through to the end, and as long as you're not 100% aware of all the consequences, you shouldn't be fighting over money.
But what I forgot: Charging the money back, in NO WAY solves the Gambling addiction problem. Even if it works, you have money in your account, which will then end up in the state casinos the next time you have an addiction attack. What has one then been able to do? Bank account gone, credit rating in the bucket, addiction not treated and money again futsch.
I will continue to monitor the issue and first see how this develops and what consequences the people who try this have to bear before I make any promises such as "Yes, go ahead, get the money back"... To advise others ignorantly (without their own experience) and possibly trigger massive problems is not my thing.

Oh guys and gals, I think many can't relate to my view of things. Probably many think only of the moment "but now I absolutely need the 3000 euros that I lost because I have to pay my rent". I can understand all of this, thought in the short term... But who really has this intention, should in my eyes first really urgently to the addiction counseling center, or to the psychotherapist, to talk about the problems. Perhaps he can then also give a recommendation, what you can do against it, so as not to throw the possibly reversed money back into the machine.

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