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Online Casinos in general: Reportage - Online casinos: Money back from illegal gambling (Page 3)

Topic created on 08th Sep. 2018 | Page: 3 of 25 | Answers: 248 | Views: 121,938
s****e
they are showing themselves off.
for whom is the damage probably greater?
why does PayPal always give in?
they could also press charges.

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Anonym
I'm not a lawyer, but why doesn't the state sue the Online Casinos?
That would be the easiest solution.

... or do the prosecutors not dare to do it, because it is not so clear by law?

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Anonym
Why can't limits be set directly in OC when registering for the first time.If I'm there longer I can delete the limits.Or a program that notices I'm gambling too much. e.g. I gamble every month for 500 euros now all at once for 5000.That then throws me out for example for a few minutes.That then tells me maybe times zock not too much.Mir a little film shows with people who have gambled away their lives.And tells me afterwards pass times on can now continue.Of course with a function where I can turn off everything.If I'm alone at home massive problems would be so maybe helpful.That would have certainly already protected some from too large losses.Whether so what is legally possible I do not know.Then it would be easier for our policy that everything happens legally.Now of course comes the objection that encroaches on my privacy. "True".If someone now says we would be monitored that's right we are from other agencies also.Whether that is enforceable I do not know.A program that tells me directly you have a bonus may only use so much.Bonus is over can now play all games.

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s****e
Mombasa wrote on 08/09/2018 at 14:00: I'm not a lawyer, but why doesn't the state actually sue the Online Casinos?
That would be the easiest solution, wouldn't it?

... or do the prosecutors not dare because it is not so clear by law after all?

because they will then be reprimanded by the eugh again, since the casinos will very
probably move back to brussels.
they are supposed to set up active Player protection and regulate the gambling market
the gambling market, but germany
does not manage to do.
accordingly, this could also result in fines.

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Anonym
What we all notice: There must finally be a real regulation according to EU law.
However, this is boycotted by the state lottery and accepted that taxes are not generated in this country
This has been going on for seven years and the German State Treaty on Gambling has been overturned three times. A procedure concerning this was not opened by Brussels however also. The Connection just stands together!

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s****e
True! Or a complete ban, if Germany claims that it does not provide any
Player and youth protection to guarantee.
That would still be the back door!

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Anonym
stkrie wrote on 08/09/2018 at 14:18: True! Or just a complete ban if Germany claims to have no
Player and youth protection to have
That would still be the backdoor!

Yes ban on gambling for all, would also be an option!

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Anonym
We have in Germany lobbies.We all know politicians sit on supervisory boards at Lotto certainly also in casinos.Spielcasinos come to fits times on we create jobs.Sollte the online casino legal will probably only 10% go to the casino.The rest plays online.That's why politicians not about what I verzocken at home.Then someone is shown who has gambled away his fortune.Hört one what of people who have lost their fortune in the casino "no "I must admit to play at home is easier.
There are limits in casinos. have loss limit of 500 euros.at 501 I am expelled from the room.maybe politicians should think about doing more against addiction.whether I play poor or kaputt booze makes no difference to me.

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s****e
Matthias wrote on 08/09/2018 at 11:54 am: Good morning everyone,

i too have seen the TV report and can imagine that this is now going through the media and maybe some really try to repatriate funds.
First of all, I want to apologize right away for possibly writing very emotionally in this post. My gambler and entrepreneur thinking meets a very big conflict here, especially because I have used / lost a lot of money.

What goes through my mind: 5 million Germans gamble regularly, 25% of them in Online Casinos, especially because of all the TV commercials. If now 1.25 million people have deposited money in online casinos - one only 50 euros, the other 1000 euros, some even 10,000 euros, or even much more... (seen over the last few years)
And now all come on the idea to reclaim the money, which they have directed SELF...
The damage to the banks would be so immense that it would be crazy to think that this would work with a "I'll go to the bank and have my bets booked back". 1.25 million players who deposited on average 1000€ -> 1.250.000.000 Euro damage (1.25 billion Euro) - I think the damage is even much higher... I don't know, maybe I really lack the brainpower to imagine what would happen then.

The fact is, you do not harm the online casinos, but almost exclusively the banks in Germany, which are already struggling under the low interest rate policy.
The online casinos have already received the money and do not have to pay it back!
I would before such an attempt first withdraw all savings and check whether any loans are still running. Everyone knows that banks are greedy, and as soon as you deprive the banks of their money, they will certainly not be squeamish to "hit back"

My view as a bank:
As a bank, I would really punch any customer who subsequently "stole" money from me that I had forwarded for them as a payment processor.
I would 1. delay the matter as long as possible, go to court and fight to the end and if I really have to pay, cancel all loans to the customer. Because who wants to do business with such a customer? Furthermore, I would pass on the information that the customer has deceived me to all banks (to the competition), so that this customer is not classified as creditworthy again in his life. I.e. all plans for the future, building society contracts, house financing, etc. would all be on the line, and the life of a person is usually relatively long and the demands and plans change sometimes...

My view as a player:
I would keep an eye on the matter, seriously think about it and calculate whether I really have the balls in the pants - and whether it is worth it for the money to slam my house bank a letter on the table "I want my money back" (so easy it will certainly not)
Honestly, my economic thinking comes up again and I remember what I wrote above at "My view as a bank". You deliberately cause harm to someone else (even if it's a shitty bank), even though you are responsible for it yourself.
So for me, at this point, it becomes really difficult to think clearly and only from a player's perspective.
I started from scratch, my parents were never wealthy, and I started my own business after my education. I was always responsible for everything myself, never dependent on others.
I also took out loans, once had problems paying the tax office, worked more and more for it, and to this day I am paying off my mistakes from the past.
If I could book back all the stakes I ever deposited in casinos... I would be rich. Just remember that I also paid out money (I get to keep that then???) So am I enriching myself by taking back the stakes but keeping the wins? /Irony to "What a cool principle! I think this is the solution to all problems" /irony off

If it really all worked out that way, I would be uncreditworthy with all banks in Germany for the rest of my life, but I would have paid off my debts and could finance a nice house. Oh well, I don't get a loan for the house financing, well maybe the money is enough for a two-room apartment in Berlin.
There I live then, happily, without debts in my paid off apartment. The only problem is that I might not even have a bank account anymore, although digital payment or cash abolition will probably be the future. And it would probably always be with the fear in the neck that you can't even get a cell phone contract anymore, because the future of the banks probably looks more and more networked
And the banks don't forget anything. I don't think you can think the whole thing through to the end, and as long as you're not 100% aware of all the consequences, you shouldn't be fighting over money.
But what I forgot: Charging the money back, in NO WAY solves the Gambling addiction problem. Even if it works, you have money in your account, which will then end up in the state casinos the next time you have an addiction attack. What has one then been able to do? Bank account gone, credit rating in the bucket, addiction not treated and money again futsch.
I will continue to monitor the issue and first see how this develops and what consequences the people who try this have to bear before I make any promises such as "Yes, go ahead, get the money back"... To advise others ignorantly (without their own experience) and possibly trigger massive problems is not my thing.

Oh guys and gals, I think many can't relate to my view of things. Probably many think only of the moment "but now I absolutely need the 3000 euros that I lost because I have to pay my rent". I can understand all this, thought in the short term... But who really has this plan, should in my eyes first really urgent to the addiction counseling center, or to the psychotherapist, to talk about the problems. Perhaps he can then also give a recommendation, what you can do against it, so as not to throw the possibly reversed money back into the machine.

You can't just cancel a loan without a reason as a bank.

There have already been several court rulings that have ordered banks to e.g. refund fees or
Processing fees. I have never heard of a case where the bank terminated the loan
who has been terminated by the bank. Quite apart from the fact that it is not legal.
And the bank knows that too.

When can the bank cancel the current account ?

In principle, the bank account as a continuing obligation can be terminated at any time. If there is an overdraft, usually § 19 of the AGB banks. The AGB - banks are not a law, but simplified expressed of the banks used general trading conditions which become effective by inclusion into the contract between bank and customer.
According to § 19 AGB banks an overdraft facility may be terminated only if the following conditions are met:

  1. significant deterioration in the financial situation of the debtor
    and

  2. this jeopardizes the fulfillment of liabilities to the bank, including the realization of collateral


In addition, the savings banks are subject to termination prohibitions set out in individual savings bank regulations.

Almost everyone has an overdraft!

And to your assertion, credits are terminated:
The bank can only terminate loans extraordinarily under strict conditions!

You imply here the people that it has bad consequences, which is not true so.


If a bank participates in payments, which are forbidden in Germany, my sympathy keeps
my sympathy is very limited. From therefore I do not understand that you defend this behavior
defend this behavior! The banks are well aware that they participate in illegal payments
illegal payments
If greed comes before reason, they can't be helped.
They do not do this to do the poor gambler a favor, but in order to
to cash in.

And in the overall view it remains to be said: it's their own fault!

From therefore pro bank to judge I do not understand!

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Matthias
Expert


stkrie wrote on 08/09/2018 at 14:53

You can't just cancel a loan for no reason as a bank.

So as far as I know, a bank is always able to terminate a loan early and call it due if there are indications that a future repayment is in danger.
That the repayment is in danger is obvious at the latest when the debtor is addicted to gambling and has gambling debts charged back.
I would be happy to take a look at a loan agreement and copy the relevant passage for you.

My attitude has nothing to do with "pro-bank", but I objectively put myself on the other side and thought about what I would do as a bank if someone tried to take money from me. Saw a movie yesterday "Bus 657" - it was about someone trying to steal money from a casino. Of course it was just a movie, but what was said there by the casino owner I can well imagine in reality.

minute 4:30: Rule number 1 in our business is
"Never let anyone steal from you, because if even one person steals something from you, and even if it's so little, like 10000 dollars,... It's a sign of weakness, a drop of blood in a shark tank, a gap in the defense. And when people think you're weak, they flock to take what's yours. Like flies on the proverbial shit

I think the banks would do anything to stop that... Fact is, NOBODY - including me - has been forced to Deposit money into an online casino.
I would also argue no one had a gun in their back saying "go ahead, deposit again now".

To put it harshly:
Every person should try to solve his self-inflicted problems by himself. This is how I do it, this is how you do it as you say, and this should be the way to go.
Dumping your own shit on someone else's desk and blaming others for your own doings and actions - is spineless in my eyes.
I have a gambling problem too, but I read up, set my own deadlines, limits and pay off my own debts. That's my way of fighting addiction.

And yes, there may not be a Schufa record, there may well be. But it's also clear that the banks take note of that and exchange information with each other about future creditworthiness (scoring).

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