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Online Casinos in general: Player credit rating

Topic created on 06th Aug. 2019 | Page: 1 of 2 | Answers: 11 | Views: 6,211
WithoutWings
Expert
I just had a long conversation with my Postbank advisor

It was about a Debt rescheduling for interest reasons, regardless of gambling.

According to Schufa, I am fully creditworthy, but the bank rejects loans to people who Deposit in casinos

I thought for some this is interesting, you can not gamble more than 40% of his salary to remain creditworthy.

Since I have deposited sums over 40% there was the rejection because wins are not counted of course.

So if you are thinking of a loan for whatever does not deposit more than this 40% of the salary or just not through your normal accounts:-)

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Anonym
Cheap money is thrown at you. If you are creditworthy, banks like SWK, Barclays, etc. will gladly take you under their wing. As long as you pay your installments properly, nothing happens.

Had one with Barclays ages ago, when money was not so cheap for free use/one car. Everything worked out fine

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Anonym
It depends on many circumstances and if you have a regular income and not quite fat in the Schufa is many banks like to give you a loan. That Postbank, Sparkasse and Volksbank Hutzelvereine are and there herumspinnen is another issue.

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letmegamble
Rookie
Only times as an update because certainly interesting for others. Wanted to apply for a loan at SWK Bank - online message that it does not go so times called. Statement from the consultant: Turnover to Online Casinos which exceed a certain percentage of salary therefore rejection. Should I rather look for another bank 😁 Background: no other loans, salary 4500 € net, sales OC about 650 €

Good Schufa, no other negative features ^^

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upola
Legend
Is this your house bank?
If not, look for another bank. if your financial situation is as you describe, should be no problem.

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slotliebe89
Elite
With your income it should be easy (especially at the moment) to get a loan

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Yeaaaz
Rookie
Try ing. They are top in terms and conditions

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Xardas
Amateur
Yeaaaz wrote on 02/16/2021 at 12:08 pm: Try ing. They are top in terms and conditions.

Even there you get but no credit or Dispo if you paid with Trustly or Sofort to casinos or sports betting, no matter how high your income is, even the Ing Diba does not like gamblers.

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u****n
The easiest solution is: use e-wallet! You can now load Skrill and Neteller even with Paysafe cards. So keeping the bank out of it is almost impossible.

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gamble1
Icon
unicorn wrote on 16.02.2021 at 13:10: Easiest solution is: use e-wallet! You can even top up Skrill and Neteller with Paysafe cards now. So keeping the bank out of it is almost impossible.

What really ?

This looks very much like trying to somehow tilt the loss of revenue because Paysafe has become very unattractive

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