Online Casinos in general: Lottohelden - Deposit withdrawn, what can happen? (Page 4)

Rebelllady26 wrote on 03.11.2022 at 16:19

How long did it take? So until you received mail?

This post has been translated automatically

This post has been translated automatically

This post has been translated automatically

This post has been translated automatically

Jess_trust wrote on 03.11.2022 at 20:35: Hello to all 😚

Interesting post, how do you withdraw a payment anyway ? Do not understand this somehow 😂

Because with Sofortüberweisung but immediately debited from the account, how could you cancel?!

Kind regards ☺️

This post has been translated automatically

Frankey wrote on 11/03/2022 at 8:46 PM: There are 2 business models for a Debt collection company. It can act as a service provider. Those are the really fast ones. Like Klarna or Amazon for example. Since one gets yes immediately one day after the 3 reminder so to speak the collection letter. They have a contract with Klarna o. Amazon and get the open claims automatically. So Klarna saves personnel costs. But there are fewer and fewer of these collection service providers

Most debt collection companies do it differently and buy the receivables from the debtor. This sells the claim but only if he could not collect the amount itself. He has already written off the claim, so to speak, but at least to get something back he sells the claim for X% of the amount to the collection company
This will be the same here at Lottohelden. Of course, this is not in the letter that flutters sometime in the house. There is then something like 'We (collection company), verified, blah, certified blah blah (any names of lawyers) the order, blah blah.... Claim from Lottohelden from (date) to claim.
Then come 10 pages with a listing of reminder fees, processing fees, etc.
Finally, the request to call back and talk about payment by installments or even an installment offer. Just sign and SEPA mandate released. Of course with deadline and the fees for the next letter you should not have called back in X weeks

Is of course all B.S. Reads all serious and legal. The only thing they ever had to do with Lottohelden were the purchase of your claim. And they want the money back. From you.

No matter how high the amount, under no circumstances approve an installment payment. Then they have you. "Haha has bitten, let write a new letter". And poof comes the letter with a change in the installment amounts or term. No matter, you would pay on it anyway. But if you want to pay off the debt in installments go with the collection letter to the debt counseling. The first thing they will do is cut 60%-70% of the listed fees because they are just BS. Everything else will be written in a counter offer where exactly how many installments on which days from the first to the last you will pay. Please get back to me if you agree
You will probably never hear from the collection agency again. To proceed legally is not worth the effort. The collection agencies know the moment they buy the claim that you are probably not solvent. Therefore, these collection letters usually come months after the last payment claim. If you have many small amounts outstanding, it is worth going to debt counseling. But never just go to any debt collection claim

They also like to write something with negative Schufa. Don't worry. Happens only if the collection agency succeeds in collecting the debt by court. But they do not because the amounts are too small. But from an open claim of 200euros that the debt collector buys for 40 or 60% may be 400 euros win

This post has been translated automatically

gamble1 wrote on 03.11.2022 at 20:54

Well I've forgotten times 60 € over 3 years by card payment that were in the end juicy 480 € including settlement fee of course came without a reminder in advance and legally was only said who can not redeem a direct debit puts himself in default because he has knowledge of the claim so no reminder is necessary

This post has been translated automatically

Frankey wrote on 03/11/2022 at 21:34

The 480€ is due to collection or bank fees?

This post has been translated automatically

gamble1 wrote on 03.11.2022 at 20:54

Well I've forgotten times 60 € over 3 years by card payment that were in the end juicy 480 € including settlement fee of course came without a reminder in advance and legally was only said who can not redeem a direct debit puts himself in default because he has knowledge of the claim so no reminder is necessary

This post has been translated automatically

Milo1 wrote on 04.11.2022 at 07:36

And you paid for those? Then you were D...m, sorry don't take it too personally. But there are maximum rates for everything, and they always have to be in relation to the claim. They like to throw paragraphs etc. around your ears, so that it seems plausible. But this is not the case. As has already been mentioned here, let Debt collection reminders from consumer protection check (or fuxt you yourself through Google). So you can reduce any debt collection claim by 50-60%. And if you are willing to pay them, ALWAYS make a settlement offer and start with approx.20% of the main claim

This post has been translated automatically