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I have been investing in ETF's for a long time. Also sectors and industries. From time to time I also buy individual stocks. The last one was LeovegasAB during the crisis. I then sold it at 40 percent
If you want some tips just contact me.
Neither do I earn anything from it nor do I send you links
Find it only important that people think about their money and save
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With how much should you start with something like this?
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That's up to your individual wallet. There are many brokers, e.g. consorsbank and comdirekt, where this is already possible from 25 euros per month
Ongoing costs of a global equity ETF are on average 0.2 percent per year
And it is almost impossible to diversify more broadly in the stock market, especially at lower cost
The savings rate is very individual. If you can afford it, I would definitely put at least 100 euros a month into it. Until retirement. But as I said, less and more is always possible. And there is no easier way to build up a fortune on the stock market than this
Only a little patience and discipline is required... 😉
ETFS are also easy to buy and sell anytime through the stock market. Is like online banking
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I always thought that you have to go in there with thousands of euros directly. I was always told that it is not worth it to start with such small money.
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But you can do it. It is with ETF only important to remain on it and to invest best on a long-term basis. There are people who say that you can not make a loss for a term of 10 - 20 years and if you invest large, then of course you have more of it
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I also think that Kleinkariert should not give away too much. It is the moment of euphoria that makes you tempted. I have also experienced (of course not with such a winning sum).....
Donate then rather the animal welfare or other local institutions that deserve to get a donation. The feeling of "having done something good" lasts a while
But in the end it is your money
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What you always have with your beknack animal welfare. To the mass the money for members of the board of directors, supervisory boards and higher
Positions used. It doesn't even reach the animals!
Quote from PETA employee: Peta pays entry-level employees an annual salary of 30,000 euros for 40 hours a week. Hägele now earns 40,000 euros as an executive, has 27 vacation days and flexible working hours on a trust basis. "
There one has fully the feeling to have done to the Mrs. Hägele which good!
It is the same to donate for homeless people or for the food bank.
Neither does anyone in Germany have to live on the street, nor does anyone have to go to the food bank.
I have met homeless people who did not want to go to the homeless shelter. Too many rules. Well, then you have to live on the street
on the street. And yes, you can generalize!
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so...first of all on the subject of animal welfare: these pompous and "radical" associations I would not blow money into the anus. the work and actions are (in part) correct and important, but their financing is certainly....to the emergency you can also live a few days of idealism 😉
if i have a few hundred euros to spare and want to support animal welfare, i'll go to the local animal shelter, put the money on the table, pet a few more dogs and leave again. but i'm 1000% sure that the money will end up where it's needed.
now to your statement, to donate for the food bank and/or homeless people is nonsense, and in germany nobody would need to go to the food bank or live on the street
apart from the arrogance of your statement...what kind of baby candy world do you actually live in? just what the food banks do, and how many people are now dependent on them, is unbelievable! and these are certainly not just berbers, on the contrary. there are old people who are fobbed off with three marks fuffzig pension, people who do 2 or 3 so-called mini-jobs, and barely get by, families or mothers (or fathers) who are abandoned by their partner from one day to the next.... without money, but with the children, and and and.... there are countless examples that the tables are right and important. quite apart from the fact that at least a little bit less food is destroyed simply so
now still to your statement, bezügluch homeless(accommodations): may be yes, that you once with a few berber chatted, and the vlkt said, that would be shit in 'ner accommodation, because's too many rules would give. in the first line probably, that boozing is forbidden, or so. but that is also only a tiny part of the homeless, which sees so. there are completely different reasons why these facilities are often avoided. it starts with the fact that most facilities don't allow dogs. it's understandable, but people who have lost everything, and whose dog is often their only friend, won't part with it for a shabby place to sleep
often it is also so, that the accommodations are separated after sexes. it are however very many homeless ones in a firm partnership, and pennen rather together outside, than separately in so 'ner Berberburg
then, in these "establishments", there is no end to the theft.... you constantly have to take care of your last few pieces.
and finally, many homeless people avoid the shelters because they simply don't want the stigmatization that is unavoidable if you stay there regularly.
sorry, but i had to get that off my chest. maybe you should get off your high horse a bit and look at things from different angles
cheers! 🍻
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Why should I get off my high horse? I have a profession in which I have
i have been working for a while and I know both sides of "poverty".
So what do you want to tell me now?
Just because not all are lazy, struggling to find a job, or care about their pension?
I also think that there is a decent minimum pension. But there is not. Everywhere I can ask
how much I'll get in pension if everything goes on like this. If I am not satisfied with that, I have to
i have to make private provisions instead of complaining later that I have nothing. Call the pension fund, then you will get your pension
You get your pension calculated to the cent
Tafel is being exploited more and more in order to be able to afford more, but that's not the point.
You have your basic security, and that's it. If you want more, you have to go to work. If you do not find
Job, then you have just had bad luck. That's the way it is. Otherwise you get money for everything
What do you expect? In other countries you sit on the street, done. They are through with you very quickly.
Whining on a high level. That you can't afford a luxurious life with social welfare is also clear to me.
But that's not the point!
If you have been active in a homeless shelter, talk to the staff there, then you will get a real insight into this world
a real insight into this world. And not only superficial gibberish, which comes from you.
And do not come me your dogs or other shit that are kicked, sbald no one looks.
Come to real life, live a few years in this world, then you can get rid of your unqualified comments
get rid of them.
Sorry, I had to get rid of that
Maybe you look for a job, and inform yourself properly!
Your name is program, what?
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