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Online Casinos in general: Debts due to casinos. (Page 6)

Topic created on 18th Mar. 2021 | Page: 6 of 7 | Answers: 68 | Views: 19,474
NoSkill_NoKill
Experienced
That's exactly how it is. And what does it mean? That you can gamble, it is not illegal, only in case of a win you have to declare it.

Never tell an addict that he is not allowed to do it or that he should not do it. You'll never get far with a junkie.

What is a Hartz 4 recipient entitled to for smoking? 20 euros a month? A person who smokes easily spends 100 a month on cigarettes. Is that okay then?

So whether he smokes it, gambles it, splashes it or whores it. He should have the opportunity to do with his money what he wants. Finished basta!

And if he wins times large, then he should announce it, if not and he is sanctioned then he has bad luck! Then he is himself to blame.

But it is basically allowed to play, just like the lottery. These are damn no second-class people...

by the way, 100 euros are free per month that you can earn without having to pay

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Falko
Icon
Bonushunter77 wrote on 18.03.2021 at 14:55: Sozialamt has credited me all payout of the casinos no matter where, even if I have paid in and immediately as my win. Now I owe you about 10,000€

Have looked closely where wins from gambling must be credited and reported and where not. For recipients of social assistance it is counted. But with the additional earnings of reduced earning capacity pensions, it plays no role. Why there differences are made, I do not understand but also. If a Hartz 4 receiver obtains by sport bets profits , then these are to be announced immediately to the job center to . They are taken into account on the achievements and/or reduce these. The same applies by the way also to profits in kind . Summary: Income from Sports betting is neither remuneration nor income from work in the sense of pension law, because it is also not income in the sense of income tax law. Therefore, they do not reduce an EU pension.

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NoSkill_NoKill
Experienced
Falko wrote on 21.03.2021 at 03:25
Have looked closely where wins from gambling must be credited and reported and where not. For recipients of social assistance it is credited. But with the additional earnings of reduced earning capacity pensions, it does not matter. Why there differences are made, I do not understand but also. If a Hartz 4 receiver obtains profits by sport bets , then these are to be announced immediately to the job center to . They are taken into account on the achievements and/or reduce these. The same applies by the way also to profits in kind . Summary: Income from Sports betting is neither remuneration nor income from work in the sense of pension law, because it is also not income in the sense of income tax law. They therefore do not reduce an EU pension.

When is a win a win?

This only applies if you win immediately. Have you for example already lost 90 and then win 100. Have you won only 10 euros and as said 100 in the month are free with hartz 4. Nevertheless Hartz 4 will soon be history.

Just play in the future about wife, parents or friends or with eWallets and out the mouse

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sippi
Expert
DerJaeger2019 wrote on 21.03.2021 at 11:17 am:When is a win, a win?
This only works if you win immediately. Have you for example already lost 90 and then win 100. Have you won only 10 euros and as I said 100 a month are free with hartz 4

I see differently, or the office will probably see it differently. You get in the example but still paid 100 euros, no matter whether you have previously paid 90, or because of me also 900. I think they will not offset so, they make their rules as they want. It's true that here you only have 100 euros per month free (whether casino, income, gifts or whatever), but as a "Euro-Jobber" can generate more than 100 euros - where the earnings now probably cross-country even increased to 2 € per hour (??) and so you can come to over 200 euros per month.

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DerHamburger87
Top Member
I would be interested to know how this works with e-wallets and credit cards from abroad.
Let's say you are a welfare recipient and play via wallets like Neteller, and withdraw credit cards via these.
Beside your Hartz IV you win thousands of Euros and pay in/out, withdraw, store at merchants via your credit card.
Theoretically you have to report any wins, but is the player himself obliged to inform about it? Is there anything like that on Hartz 4 statements?
Are there control instances at the offices, do they have an overview or access to the e wallets about the foreign countries of the customers?
Does one know how this behaves? Does "ignorance does not protect against punishment" apply here? I would be interested to know if it is really safe to gamble and trade with e wallets

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domi2103
Rookie
DerHamburger87 wrote on 21.03.2021 at 12:42 pm: I would be interested in how the whole thing behaves with e Wallets and credit cards from abroad.
Let's say you are a welfare recipient and play through wallets like Neteller, and withdraw credit cards through them.
Beside your Hartz IV you win thousands of Euros and pay in/out, withdraw, store at merchants via your credit card.
Theoretically you have to report any wins, but is the gambler himself obliged to inform about it? Is there anything like that on Hartz 4 statements?
Are there control instances at the offices, do they have an overview or access to the e wallets about the foreign countries of the customers?
Does one know how this behaves? Does "ignorance does not protect against punishment" apply here? I would be interested to know if it is really safe to gamble and trade with e wallets.

I think direct access to the e-wallets have not for now. But I would not be sure that they do not provide information on request. But they would have to know about the accounts first.

I know from my bank that they see if you have other credit cards, accounts, loans running. I was sitting next to it live. He did not see the amounts involved. But he could tell me that I have 2 credit cards. Presumably, the state can then also see that.

The question is whether the credit cards of the e-wallets are considered real credit cards and whether they appear in the system?
You can't generate debts with them.

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u****n
domi2103 wrote on 21/03/2021 at 12:54 PM

I know from my bank that they see if you have other credit cards, accounts, loans going on. Sat next to it live once. He didn't see what the amounts were. But he could tell me that I have 2 credit cards. Presumably, the state can then also see that.

This is because the bank can get at the push of a button insight into the Schufa, where all accounts, credit cards and loans are stored. They need this data to assess your creditworthiness when granting loans.

Prepaid credit cards are not stored in Schufa, neither the bank nor the state can see anything. However, if you have to submit your account statements for 3 months, and bookings on ewallets appear there, then you can still be exposed

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NoSkill_NoKill
Experienced
domi2103 wrote on 21.03.2021 at 12:54 pm
I think direct access to the e-wallets they don't have for now. But I would not be sure that they do not provide information on request. But for that they would have to know about the accounts first.

I know from my bank that they see whether you have other credit cards, accounts, loans running. I was sitting next to it live. He did not see the amounts involved. But he could tell me that I have 2 credit cards. Presumably, the state can then also see that.

The question is whether the credit cards of the e-wallets are considered real credit cards and whether they appear in the system?
You can't generate debts with them.

No, the cards are not in the system. They are prepaid cards.

And as long as no one turns you in, no one knows.

And as I said, the monthly win must be over 100 euros NET otherwise you do not have to pay anything

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domi2103
Rookie
unicorn wrote on 21.03.2021 at 13:10
This is because the bank can get insight into the Schufa, where all accounts, credit cards and loans are stored. They need this data to assess your creditworthiness when granting loans.

Prepaid credit cards are not stored in Schufa, neither the bank nor the state can see anything. However, if you have to submit your account statements for 3 months, and bookings on ewallets appear there, then you can still be exposed.

Okay with the prepaid credit cards I was not sure, thanks for the clarification!

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NoSkill_NoKill
Experienced
In addition, each Hartz 4 person may have 150 euros per year of life savings. So if you are 33 years old you are allowed to have 4950 Euro (150x33) plus 750 Euro extra for purchases like washing machine etc

Only over these whole amounts must deliver

But you always have to declare everything if you don't gamble through your friend, mother or father

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