Privacy settings

We use a number of cookies on our website. Some are essential, while others help us improve our portal for you.

Privacy settings

Here is an overview of all the cookies we use. You can choose to accept whole categories or view more information and select only certain cookies.

Essential (6)

Essential cookies enable basic functions and are necessary for the website to function properly.

Statistics (3)

Statistics cookies collect information anonymously. This information helps us to understand how our visitors use our website.
If the statistics cookies are subsequently deselected, they will remain on the computer until the expiry date. However, they are neither updated nor evaluated.

Online Casinos in general: Banking problems as a gambling addiction customer

Topic created on 30th Dec. 2018 | Page: 1 of 2 | Answers: 11 | Views: 11,524
tobineu
Amateur

Banking problems as a gambling addiction customer

30th Dec. 2018, at 08:37 pm CET#1
0 Likes

Nobody has liked this post so far
I am branded as a gambling addict at my house bank

Some time ago my overdraft facility was cancelled and my credit card cancelled

This happened after I had repeatedly taken out an online credit from my house bank at that time
I never had chargebacks - only 1x about 15 years ago
My loans have now all been paid back for about 6 months

- how long does this negative feature remain stored at my bank?
- Is this info reported externally to a central location?

This post has been translated automatically

Huseyin
Experienced

Banking problems as a gambling addiction customer

30th Dec. 2018, at 09:55 pm CET#2
0 Likes

Nobody has liked this post so far
Which bank is it

This post has been translated automatically

tobineu
Amateur

Banking problems as a gambling addiction customer

30th Dec. 2018, at 10:34 pm CET#3
1 Like

Liked this post: Avatar von Huseyin Huseyin
it is a savings bank

This post has been translated automatically

derzweifel
Experienced

Banking problems as a gambling addiction customer

30th Dec. 2018, at 10:40 pm CET#4
0 Likes

Nobody has liked this post so far
What sums (approx.) are we talking about here that were taken out as a loan and what reasons were given for deleting your overdraft facility/card? Has the bank advisor commented on this?

This post has been translated automatically

tobineu
Amateur

Banking problems as a gambling addiction customer

30th Dec. 2018, at 10:45 pm CET#5
0 Likes

Nobody has liked this post so far
were several individual loans with a total of about 28,000 euros
I received a very vague explanation. However, I have disclosed my problem
But everyone could have "guessed" from all the entries on the account statements

This post has been translated automatically

Anonym

Banking problems as a gambling addiction customer

30th Dec. 2018, at 10:59 pm CET#6
0 Likes

Nobody has liked this post so far
I can imagine that such a thing is either a lifetime or at least for years in the account somewhere deposited...
There I make me e.g. for a long time no more hopes^^

The with the Dispo cancel I had 4 years ago, just like that, without reason. (although I could already think of it)
Of course they know where the money goes. My bank advisor had already asked me 6 or 7 years ago and that was a few deposits via PayPal at bwin, or he knew
it already, because he had just informed...

This post has been translated automatically

Marqes
Expert

Banking problems as a gambling addiction customer

31st Dec. 2018, at 12:21 am CET#7
0 Likes

Nobody has liked this post so far
I find that very unfair from the bank-
because I think, is one not old enough?
As long as you always pay off your loan installments etc. on time, it can't matter to the bank what you take out the loans for.

Then there's just the thing with the semi-illegal gambling, I can imagine that the bank employees are trained there, that you with cashbacks ..ehm no, what's the word for it ?! Anyway, if you book it back, that the bank must then pay it out of pocket.

Still... I mean why is it so important to you to look good with your house bank?
There are nowadays almost as many banks as Online Casinos, a current account is opened quickly, especially through the Internet, as well as credit cards and loans, there are many online portals that specialize in it, where everything is done with a few mouse clicks and you have money in the account in a few days.
Dispo is much too expensive anyway and should not be used at all if possible or not even set up.

With a good Schufa you should have a good income no problems, each bank takes a but gladly as a new customer.

This post has been translated automatically

Timo0510
Top Member

Banking problems as a gambling addiction customer

31st Dec. 2018, at 02:01 pm CET#8
1 Like

Liked this post: Anonym
Loans etc are all given after a Risk assessment.If you Deposit regularly in casino,this is of course a factor that makes the bank sit up and take notice.Is quite normal.Simply create an e-wallet.Always only there deposit and withdraw.Then the bank can only assume it,but nothing to prove

This post has been translated automatically

Anonym

Banking problems as a gambling addiction customer

31st Dec. 2018, at 02:15 pm CET#9
0 Likes

Nobody has liked this post so far
I'm with Commerzbank, and they block certain providers. If I want to transfer directly from the account, the transfer does not come through
Say, my bank works only with licensed providers Has even called me and said that is so in the system, and just the reason.

Since ne Malta license is not enough. But you also feel safer


But otherwise, the bank just goes by Risk factor

As a gambling addict, or potential gambling addict, they already have the right. Just because you can still pay off everything. I think the bank goes there after experience
And just economically. You are simply a risk factor that is not worth it

This post has been translated automatically

Marqes
Expert

Banking problems as a gambling addiction customer

31st Dec. 2018, at 02:19 pm CET#10
0 Likes

Nobody has liked this post so far
Timo0510 wrote on 31.12.2018 at 14:01: Loans etc are all given after a Risk assessment.If you Deposit regularly in casino,this is of course a factor that makes the bank sit up and take notice.Is quite normal.Just create an e-wallet.Always just deposit and withdraw there.Then the bank can only suspect it,but nothing to prove

Maybe that's how it is when you want a loan at your local bank.
All other banks simply check the Schufa ...sure there is no reporting office for online casino players 🤣🤣🤣 who deposit online now and then.

Problems could arise if the bank requires account statements for the last month, which is possible and common above a certain credit amount.

This post has been translated automatically

Hot Topics27th Dec. 2024 at 03:18 am CET

Law
0
Online Casinos
0
Miscellaneous
0

GambleJoe Team

Profile picture of JulianJulian
Community-Manager / Complaint SpecialistProfile picture of CounterCounter
Software developerProfile picture of MatthiasMatthias
Project manager
Profile picture of DanielDaniel
Founder

Community Forum-Moderators

Members who assist the GJ team in moderating the forum.
Profile picture of AndreAndre
Profile picture of gamble1gamble1
Profile picture of Langhans_innenLanghans_innen
Profile picture of SaphiraSaphira
GambleJoe is aimed exclusively at user whose allowed to play legally with his current location in online casinos and does not violate the current law.
It is the responsibility of the user to inform himself about the current legal situation. Gambling is prohibited for children and adolescents under the age of 18.
GambleJoe is a registered trademark with the EUIPO of GJ International Ltd.
© 2012-2024 GambleJoe.com
✕

Forgotten your password?

Create a new password here

  • 1. Fill in the 3 fields carefully and click on the green button
  • 2. Check your email inbox for a message from GambleJoe
  • 3. Click on the confirmation link in the email and your new password will be active immediately