Online Casinos in general: A lot of money gambled away, chargeback possible? (Page 5)

Sunnyundflo wrote on 09/01/2019 at 01:12: Quick question I have about this ... Was the money debited from your account from PayPal and then you pulled it back `?
Or did you pull it back before ?

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Kuschelyoshi wrote on 09/01/2019 at 01:57: May be, but actually I do nix without consulting the bank. And in this regard, I talked to my bank advisor (though good friend of mine), whether he will get me back the debit or if that would have negative consequences for me. He denied this and said that I can do it myself. So I don't know if he is holding his protective hand over me or if there are really no repercussions.
Direct debits that I retrieve myself should at least not have as negative an effect as direct debits for the purpose of an uncovered account.

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Ankor wrote on 09.01.2019 at 02:34
Will not have big problems, the chargebacks were legally okay therefore there is no Schufa entry - you can at most be internally listed at the bank as a Risk player for a time. That you won't get any credit at all is not true, at least not in the long run - eventually the ratings will change again. They will be updated permanently, but if you are "clean" for a long time, then you talk to the bank again and they might give you a smaller loan at first and then you prove yourself by paying it back.

By the way, every bank has an automatic system that records income, expenses, turnover, etc. They can exactly classify what the money is used for (e.g. gambling, online shopping, ...) unless you use external payment services then it is harder to track but there are also estimates included. I was able to look a little when my advice had to go out briefly, but could not now see much in a hurry except for some information such as what freely available credit is deposited with me, what risk level, etc. (there are believed 4 pieces and I was 3rd risk level at the time no idea if that has changed now, first does not want the bank to look too much).

In the worst case you take credit from another bank, should you ever need one. Now not for playing

But please take care that this does not happen again, I know that these error messages, flash deposits and the very bad days can lead to bad losses and that very quickly. This is exactly why you should not gamble if you do not have the financial stability to cope with losses and in addition if you are not well enough under control. There should be a clear limit that you never exceed, therefore limit to a few casinos - if you want free offers then everywhere you just want to pick up the offers the Deposit limit to 10 € / month. Because if you leave anything open you deposit in doubt there, I have had too often everywhere a limit except for one casino which then happily took my money.

I have had so sweaty days, I have played completely insane for a short time suddenly I was 250 € in the minus and for me as a freely available balance at the bank has a "25 €" stand is a lot of money. Then again 100 € deposited, set high and asked what comes - it came nothing at all until the last 5 €. Then came a hit that brought me 250x, immediately paid out, limit set - when payout arrived from the casino blocked and deep breath. Such a thing could never happen again, immediately made plans what I do to bring my impulses better under control. I had experienced this countless times, because I just could not stop gambling, but I swore a few months ago that such a slump of addiction will never happen again and thus first ordered the complete withdrawal. However, another family member now plays on my Videoslots account (he pays via PSC), exact reasons I do not want to express now (keyword: He currently has no papers for their own account ), but would like to mention this here because he told me that he is sometimes greeted in chat by others.

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So always try to better yourself, in life you are always the person who understands and can do the most for yourself. If the game doesn't give you anything and you don't like it, don't keep pressing it and pause for now. You do not have to play every day to zero, because every day you play and start without deposit is a day with a tendency to lose less. Some pay once 10 €, nothing comes then DONE. Others deposit 100, 100, 100, .... until something comes and then stop. You can also mix it up a bit, but I think that everyone with an average salary should not play more than Min Bet - if it runs you can switch up a bit. But whenever I think about it that some deposit 100 € and turn on 2 € makes me dizzy, that can go wrong so quickly. I see in the Videoslots statistics that I have over 10 000 spins on Moon Princess and still have not reached the RTP of the game (which is 90% there). How often have these games eaten my deposit without a single feature? Often, very often and that gladly also on 0,20 € Min Bet and 80 € deposit. There were such bad days, which are the reason that today I am almost disgusted to play with real money. I turn but daily in play money mode the new games, because it somehow still makes a bit of fun

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Ankor wrote on 09/01/2019 at 02:34
Some pay in once 10 €, nothing comes then DONE. Others just pay in 100, 100, 100, .... until something comes and then stop.

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Kuschelyoshi wrote on 09/01/2019 at 11:21 AM
Right, exactly, and that's the problem, which I guarantee is not just me, but others as well. Especially when it's made too easy. I spin and nothing comes. One click and bang, the money is back. I turn and nothing comes. Next click and money is on it. Of course, I am the one who is responsible for my own actions, but I get all the support I need. Especially when I then think of Bwin/Partycasino/Gamebookers. As soon as the account goes to 0, then immediately jumps the window for instant deposit. Of course, it's up to me, but then it really doesn't take 10 seconds and there's already credit on the account. And no one can say that he himself has not completely lost track or simply deposited more than you had planned. Also because many think as hollow as I do. "Oh PayPal debits only after 2 working days. So I pay in 50 and if I win, then it balances out again. Crap, not won, oh with the next Deposit it works certainly. And again and again. Unfortunately, the original 50 EUR becomes 500 EUR and you don't even notice it. Account is not (yet) debited. Rude awakening then occurs two days later

And yes, of course it can happen that the bank looks at me like that. I am probably under observation. And that there has to be some peace and quiet before I get anything from them again. However, I have to say that so far there have been no direct debits that the bank has returned on its own initiative due to lack of funds. And that I (with the exception of credit card/dispo) have not gone to the bank, said I now need 10,000 EUR because I need this and that and then spent it on gambling. I haven't had any loans at the bank for a few months, my last ones were all paid on time and are done. So in this case at least I have no problem. The most that can happen is that they cancel my overdraft facility and take away my credit card. But so far there has been no talk of that at all.

Since I no longer deposit with Paypal, I have better control. As written, for Neteller I have to deposit money beforehand and I think about it beforehand, what do I still have as a budget that I can make ends meet and not be short on edge. Likewise Trustly, there is the amount available for deposit. It shows me what I still have. And the account is debited immediately and not a few days later. And credit card, I have a credit limit of 500 EUR. That's actually the money I have in my monthly budget for gambling and shopping. But I know that a maximum of 500 EUR will be debited, so I can't go extremely overboard

Still in addition to the credit card. No idea if that's the same for you, whether that's related to Videoslots or Mastercard. But I am largely as mentioned above a small depositor, that I deposit times 100 EUR + x, is rare. And if I want to invest 100 EUR, then there is simply 5x20 EUR as a deposit. Only if I often deposit the same amount within a short time at Videoslots, then either the system or MasterCard shuts down. No idea which of the two. But it is first for a two hours no deposit possible. Whether others have the same, no idea. But only two minutes away from the computer, and the tunnel vision is gone again.

I don't want to call on anyone to make a chargeback or advertise for it. Everyone should act as he sees fit
But after really so many talk against it, hardly anyone argues objectively "pro chargeback" and almost only negative statements were made regarding the people (too proud, pathetic and what else you read) I just want to make my opinion and motives known, why I do it and why I can understand everyone who considers such a thing

If someone argues against it, that's his right, if someone thinks that the casinos or their banks are the ones who suffer, then that's their opinion. At the same time, I also think about how often a casino withholds a payout. Isn't that also pathetic? Shouldn't it work everywhere like Videoslots within 10 minutes? Like at Rizk, it should be possible to at least block the withdrawal? At least be able to set a betting limit like at some others? Or at least block yourself for 24 hours or even 7 days until the payout is through? The options are available at many, but there are also enough, where this does not work. First and foremost Wunderino (at least I have nix found there except deposit limit). There is only, please contact the support. You can save yourself the same. But Wunderino is a case for itself anyway. Or even the entire bwin group (Partycasino, Bwin, Gamebookers,...). Nothing works there either. Have you ever locked yourselves there? Ne more unnecessary option as there gibts not. You lock yourself until a certain date/week/month. Click on "Really lock". Account locked. So far so good. But you can unlock everything immediately. Without waiting time, without support. And what happens in such cases then? Especially where the processing often takes 48 hours? Right, you unlock, gamble everything away and as if that is not bad enough, you pay in again uncomplicated and are in the end instead of 500 EUR in plus with 200 EUR in minus. Casinos want to be treated fairly and act according to their terms and conditions always in the sense of fair play, so I want to be treated fairly. And where is the fairness in a reversible payout? That times in addition, even if it has now not directly what with the actual topic what to do

And again, I wouldn't get the idea to get everything and every deposit back via Trustly, Neteller, credit card, Giropay or wherever else it would be possible. I am responsible for that myself. And I am here exclusively about Paypal. You could also say support for casinos and "omitted assistance", because it tempts to deposit.

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Ankor wrote on 09/01/2019 at 13:03
Didn't PayPal approach you at all? They come at you within 3 months about the chargebacks and try to build pressure.

I think one should introduce a Deposit pause limit. After deposit you may not deposit 1/3/5 hours, would also protect against these sick hundred times after throwing. I stopped early at sunmaker because there are deposits next to each slot.

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