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Deposit and withdrawal methods: Today had an interesting conversation with my advisor at the savings bank

Topic created on 10th Dec. 2021 | Page: 1 of 4 | Answers: 34 | Views: 10,743
ExSpielsuchti
Amateur

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 04:34 pm CET#1
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Just wanted to share my conversation today with my advisor, since it certainly some do not know yet, maybe others do not itch.
Aufjedenfall I'm a customer at the savings bank, I had a Dispo of 5000 €, but as good as never used. Got last week an invitation to talk, I had not even noticed but on 03.12.2021 my bank had already completely blocked my Dispo, reason were deposits via Trustly, deposits on Skrill and online PSC purchases.
But I must also say I have in the last 12 weeks already gambled a little more, were per month around the 500 - 800 € I have deposited.

He told me that the bank brings such transactions in connection with gambling and if it accumulates, my account is completely blocked also the Schufa does not do well and you lose your credit rating
Personally, I will leave the gambling on the New Year completely.
So aufjedenfall watch out, the banks currently look apparently extremely on something.
Have you had similar experiences?

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Butterbrezel
Elite

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 04:50 pm CET#2
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I also posted something about this a few weeks ago.

I am with the Volksbank and also had, from my side, once such a conversation. My advisor told me that the gambling entries for the bank do not matter, as long as the movements are not above my ratios and there are no chargebacks or disponutzungen.

It's awesome how different that is.

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ExSpielsuchti
Amateur

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 05:08 pm CET#3
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Wutmaennchen wrote on 10/12/2021 at 16:50: I also posted something about this a few weeks ago.

I am with the Volksbank and also had, from my side approached, once such a conversation. My advisor told me that the gambling entries for the bank do not matter, as long as the movements are not above my ratios and there are no chargebacks or disponutzungen through it.

It's awesome how different that is.

Do you have a Dispo? I think he was first to take away my Dispo and me to justify.
How much do you play per month? But I also find it awesome that your bank tells you, go ahead, it's fine. as long as you don't go into the red.

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Butterbrezel
Elite

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 05:18 pm CET#4
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ExGame Addict wrote on 10/12/2021 at 17:08
Do you have a Dispo? I think he first wanted to take away my Dispo and justify it to me.
How much do you play per month? But I also find it awesome that your bank tells you, go ahead, it's fine. as long as you don't go into the red.

Yes, I have an overdraft but do not use it.

The movements are mostly sports betting, deposits and withdrawals of about 200-500 EUR per month. In total, through sports betting, more withdrawals than deposits.
But there were also individual casino bookings, but significantly less.
I also asked my advisor whether it would be different if the bookings went to the casino. According to information from him, no.

So eig. only the basis that the movements fit my financial relationship. Whether sports betting or casino is the same.


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Anonym

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 10:02 pm CET#5
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Liked this post: Avatar von krabbe666 krabbe666
Thanks for sharing, that's very interesting. The savings bank seems to be really the worst bank, at least as far as gambling is concerned. I would be interested to know if this is also in the terms and conditions. Would otherwise be somewhat intransparent.

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Tonkabohne
Top Member

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 10:20 pm CET#6
3 Likes

Liked this post: Anonym, Avatar von krabbe666 krabbe666, Avatar von sippi sippi
ExSpielsuchti wrote on 10.12.2021 at 16:34: Just wanted to share my conversation today with my advisor, since it certainly some do not know yet, maybe others do not itch.
Aufjedenfall I am a customer at the savings bank, I had a Dispo of 5000€, but the almost never used. Got last week an invitation to talk, I had not even noticed but on 03.12.2021 my bank had already completely blocked my Dispo, reason were deposits via Trustly, deposits on Skrill and online PSC purchases.
But I must also say I have in the last 12 weeks already gambled a little more, were per month around the 500 - 800 € I have deposited.

He told me that the bank brings such transactions in connection with gambling and if it accumulates, my account is completely blocked also the Schufa does not do well and you lose your credit rating
Personally, I will leave the gambling on the New Year completely.
So aufjedenfall watch out, the banks currently look apparently extremely on something.
Have you had similar experiences?

rarely read such nonsense!

schufa is only informed of something, if one within a country, a credit request or apartment, cell phone contracts, etc. concludes.

Casinos in Malta have no access at all to the Schufa !!!!

Just as little as lenders from abroad.

Have never had an entry from a casino in my Schufa.

Are probably 5000 in the miesen ? or have other problems ?

Stop posting such bullshit and panic !

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BIGTHX77
Rookie

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 10:30 pm CET#7
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ExSpielsuchti wrote on 10.12.2021 at 16:34: Just wanted to share my conversation today with my advisor, since it certainly some do not know yet, maybe others do not itch.
Aufjedenfall I am a customer at the savings bank, I had a Dispo of 5000€, but the almost never used. Got last week an invitation to talk, I had not even noticed but on 03.12.2021 my bank had already completely blocked my Dispo, reason were deposits via Trustly, deposits on Skrill and online PSC purchases.
But I must also say I have in the last 12 weeks already gambled a little more, were per month around the 500 - 800 € I have deposited.

He told me that the bank brings such transactions in connection with gambling and if it accumulates, my account is completely blocked also the Schufa does not do well and you lose your credit rating
Personally, I will leave the gambling on the New Year completely.
So aufjedenfall watch out, the banks currently look apparently extremely on something.
Have you had similar experiences?

Has the advisor then released your overdraft facility again or is it now gone?

This post has been translated automatically

ExSpielsuchti
Amateur

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 11:02 pm CET#8
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Tonka Bean wrote on 10.12.2021 at 22:20
rarely read such nonsense !

the Schufa is only something communicated, if one within a country, a credit inquiry places and/or dwelling, Handy contracts etc .locks.

Casinos in Malta have no access at all to the Schufa !!!!

Just as little as lenders from abroad.

Have never had an entry from a casino in my Schufa.

Are probably 5000 in the miesen ? or have other problems ?

Stop posting such bullshit and panic !






nonsense you say? Since the conversation was not only 2 sentences long, I can explain his statement with the creditworthiness & Schufa once more precisely, if you apply for a loan at a reputable bank, they always look at your bank statement whether online or on paper. If they see deposits on gambling sites or platforms that are related to gambling, you will be rejected directly.
Rejection of a loan = bad for the Schufa, because the Schufa thinks, hmm why does not get the loan.
Am not 5k in miese, this month possibly at 300€ and you?
This is not bullshit, if you do not believe me, then that's just the way it is.

What is currently simply fact, is the games on sites without 5sec rule (there are very few exceptions) are prohibited in DE.
And banks are currently looking since July everything more closely, just as you have to register if you have a cash receipt over 10k €.
If you associate gambling with panic, then a lot has gone wrong in your life.

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ExSpielsuchti
Amateur

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 11:04 pm CET#9
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BIGTHX77 wrote on 10/12/2021 at 22:30
Did the advisor unlock your overdraft then or is it gone now?

It's gone for now,would get it back after 6 weeks if needed if there are no transactions with Trustly.
Skrill and PSC go there probably okay, since these are also often associated with gambling, but not necessarily.

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Anonym

Today had an interesting conversation with my advisor at the savings bank

10th Dec. 2021, at 11:34 pm CET#10
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Tonka Bean wrote on 10/12/2021 at 10:20 PM


Must be 5000 in the red ? or have other problems ?



Lets look deep, if you find it funny, if other people have debts or problems.


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