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Deposit and withdrawal methods: The new debit card from savings banks, etc.

Topic created on 08th Jan. 2023 | Page: 1 of 1 | Answers: 3 | Views: 1,102
ichversemmel
Rookie

The new debit card from savings banks, etc.

8th Jan. 2023, at 04:33 pm CET#1
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I would be interested to know if you can make deposits with the new debit cards ( replacement for the checking card).

I do not have the yet, but since the number and pin has I suspect times yes?


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Frankey
Experienced

The new debit card from savings banks, etc.

8th Jan. 2023, at 06:59 pm CET#2
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ichversemmel wrote on 08/01/2023 at 16:33: I would be interested to know if you can make deposits with the new debit cards ( replacement for the giro card).

I don't have them yet, but since they have a number and pin I'm guessing yes?!



You could also Deposit with Giro cards online if you have activated them for online banking. I have been using my giro card for online payments for a few years now. You create an online pin for your account and every time you want to deposit or transfer something you choose a service (instant, giropay, Trustly etc }, which asks for your bank or bank code and then you log in with your pin and deposit the amount there. must then confirm the whole thing via push tan and then the deposit is immediately in the casino account. This works with the debit cards exactly the same.

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Marcellovic
Amateur

The new debit card from savings banks, etc.

8th Jan. 2023, at 11:30 pm CET#3
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As far as I know, a debit card has the same function as a credit card, except that it cannot be charged beyond the available balance, i.e. into the minus. For online payments, I either use SOFORT and use the account data linked to my debit card, i.e. IBAN and BIC, or pay by credit card, where I then have to enter the card number, name, purchase date and CVC number.
You should then be able to use both options with your Sparkasse debit card.

LG

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Falko
Icon

The new debit card from savings banks, etc.

9th Jan. 2023, at 12:21 am CET#4
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Like the TE, I currently have a Girocard and am also a customer of the Sparkasse. This Girocard is red. Now I googled what the debit card for a meaning has, but find there no difference compared to the Girocard. That you can not overdraw the account, nothing is mentioned here, but I would welcome that myself, because the interest for overdrawing the account are immense. I have never overdrawn my account, but who is in there once with a small salary, which is probably no longer out, with now over 10% overdraft interest. I have found the debit card here. The advantages of the Sparkassen-Card (debit card):

  • Cash withdrawals at around 60,000 ATMs nationwide, including over 23,000 Sparkassen ATMs where you can get cash free of charge

  • Pay for purchases without cash at around 770,000 points of acceptance throughout Germany - with PIN or signature

  • Withdraw cash at 700,000 ATMs worldwide

  • You can also make contactless and mobile payments with your smartphone. It's easy with Apple Pay. Or even with the "Mobile Pay" app for your Android™ smartphone.

  • Access to the statement printer and service terminal

  • Top up cell phone credit at the ATM

  • Select your preferred PIN at the ATM

  • Contactless payment via the NFC chip

  • The Sparkassen-Card is more secure than cash

  • Pay online and send money* with giropay




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