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Deposit and withdrawal methods: Payments as discreetly as possible? (Page 2)

Topic created on 29th Apr. 2020 | Page: 2 of 5 | Answers: 49 | Views: 12,962
ShakhtarD
Amateur

Payments as discreetly as possible?

3rd May. 2020, at 05:50 pm CEST#11
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So far, the best (since PayPal is no longer available in casinos) I find MuchBetter. The only fees that come on one are 2% when debiting the wallet to the bank account.
Unfortunately MuchBetter is not (yet?) supported everywhere.

I'll see how far I get with my Revolut credit card when it arrives with me

I'd rather pay a little fee and disguise these activities to my bank - after what you hear in the last few weeks.

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ErikS
Amateur

Payments as discreetly as possible?

3rd May. 2020, at 11:11 pm CEST#12
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So 1 percent fee and you can load the Muchbetterkarte at the ATM? Do not know the option at all.

And 2% to pay out to the bank account?

And can mam use the MB card somewhere else? Like a MasterCard then?

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ShakhtarD
Amateur

Payments as discreetly as possible?

3rd May. 2020, at 11:18 pm CEST#13
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ErikS wrote on 03/05/2020 at 23:11: So 1 percent fee and you can top up the MuchBetter card at the ATM? Don't know about that option at all.

And 2% to pay out to bank account?

And can mam use the MB card somewhere else? Like a MasterCard then?

I currently use MuchBetter only as an e-wallet, that is, I load the account, for example, by credit card and then use the payment method MuchBetter in the casinos. Withdrawals from the casino then again go into the e-wallet and for withdrawals from the wallet to the bank account then 2% fee is due
How it is with the credit card from MuchBetter, I do not know. At first glance, however, it can be used like all "normal" credit cards.

Edit: I have now applied for a free credit card from MuchBetter. Let's see.
I could have come up with the idea earlier. With this I have a wallet and can use it to make payments via MuchBetter directly OR via MuchBetter credit card...

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ErikS
Amateur

Payments as discreetly as possible?

7th May. 2020, at 11:35 pm CEST#14
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I now have Much Better and am waiting for my bank to block my checking account after my SEPA transfer to my personal IBAN.

Completely insane if that would happen. General suspicion would be that, since you can use the service as a normal credit card

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danny005
Elite

Payments as discreetly as possible?

7th May. 2020, at 11:49 pm CEST#15
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ErikS wrote on 03/05/2020 at 23:11: So 1 percent fee and you can top up the MuchBetter card at the ATM? Don't know about that option at all.

And 2% to pay out to bank account?

And can mam use the MB card somewhere else? Like a MasterCard then?

Am also very satisfied with MuchBetter so far. Deposit at ATM is not possible, but by credit card directly and free of charge.

Instead of paying out to the bank account, I would rather withdraw the money directly from the ATM. Is with 0.99% also cheaper and more discreet

The MuchBetter credit card can be used online and offline like a normal debit card. Whereby the CVV code but often changes, so is already times an Amazon payment failed.

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ErikS
Amateur

Payments as discreetly as possible?

8th May. 2020, at 12:27 am CEST#16
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What happens if you make a payment without cover? This is actually a prepaid card. Do you then go into the red and get in trouble? Or is the transaction then immediately not carried out? Would be good because I do not want to accidentally go into the red.

Unfortunately, I have no other KK and have therefore ne transfer from the bank account to the MuchBetterApp. Hope there is no trouble. Next year, Germany must recognize the EU directives anyway or improve.

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ErikS
Amateur

Payments as discreetly as possible?

8th May. 2020, at 01:55 pm CEST#17
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So far, the money is not yet visible in the app. Support request from 2 days ago is also not answered.

Why is there a distinction between play money and total balance in the app? You can't find help or descriptions anywhere

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ShakhtarD
Amateur

Payments as discreetly as possible?

8th May. 2020, at 02:02 pm CEST#18
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ErikS wrote on 08.05.2020 at 13:55: So far the money is not yet visible in the app. Support request from 2 days ago is also not answered.

Why is there a distinction between play money and total balance in the app? You can't find help or descriptions anywhere

I have two times by credit card and once by Sofortüberweisung topped up and always the balance was immediately available. And I have seen nothing of play money there so far. It is still about MuchBetter or?

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campamocha
Rookie

Payments as discreetly as possible?

8th May. 2020, at 04:23 pm CEST#19
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Liked this post: Avatar von danny005 danny005
MuchBetter Prepaid MasterCard is linked to the MuchBetter balance. That means what you have on the MuchBetter account you can also spend via prepaid card, online or offline, or just withdraw cash at the ATM.
The account does not go into deficit, all transactions (whether card or account) are always authorized in real time, if there is not enough credit, the transaction is rejected

Deposit at MuchBetter with your credit card:
When loading by credit card, the purpose must be specified, you know it from Skrill or NT. So either for "Gambling = Games" or not
These are rules of the credit card operators (VISA/MC). If you select "Gambling", then the transaction on the depositing credit card is authorized with the purpose "Gambling". There are authorization codes, so-called merchant category codes, for various purposes. For gambling, this is MCC 7995

So you choose "Gambling" when depositing with credit card - the transaction is submitted to the card-issuing bank for authorization with MCC 7995. If you have a bank that allows 7995 transactions on the card, then the transaction will be authorized and MB will credit your account in real time.

If you select "Do not play" as the purpose - the transaction will not be authorized as 7995 MCC at your bank

So, this is where the game balance and total balance comes into play. Deposits with 7995 will go to the game balance. Deposits with "Do not play" as the purpose go into a separate credit

If you try to Deposit with a credit card and "play" as the purpose, and the bank rejects 7995 transactions, then try again and change the purpose. If it works then the money goes into a balance which can NOT be used for gambling.
What do I do with it then? Just send the entire amount via P2P to his own mobile number - costs nothing, goes in real time - and see what happens......

Top up with cash is also possible, this is then really discreet, this is done via CashtoCode, in the MB app select cash as a top up option and go through the process. But costs 4% - but completely discreet and wins you can then also pay out quickly and discreetly on MB, then withdraw with card at the ATM or pay, if you want to save the 2% bank withdrawal, or it does not even want to have on the bank account

Another "discreet" deposit method at MuchBetter is the "Personal IBAN" . Simply follow the instructions and generate an IBAN. This is created instantly and is in your name. Then transfer money via online banking to the IBAN. This way the bank only sees that you have transferred money from your account to another account in your name. This is not a full bank account, it is automatically credited to your MuchBetter account in the background. So there are no entries, Schufa, report etc. for this IBAN anywhere. It is not real time (normal bank deposit), but very discreet. Try it out with EUR 10, it's a good method








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ShakhtarD
Amateur

Payments as discreetly as possible?

8th May. 2020, at 04:47 pm CEST#20
1 Like

Liked this post: Avatar von campamocha campamocha
Thank you for your detailed description on MuchBetter. Again learned a lot regarding ways to be discreet with the bank!

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