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Deposit and withdrawal methods: Deposits were credited to Wunderino but not debited from the bank account

Topic created on 09th Jan. 2020 | Page: 1 of 2 | Answers: 15 | Views: 9,645
Amos0901

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 09:57 pm CET#1
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First a hello to all
Am brand new here and was always just a silent reader.
Yesterday something happened to me and I wanted to ask about experiences, if someone has ever happened the same thing.
I always Deposit at Wunderino via Sofort/Klarna and have never had any problems.
The deposits were always immediately debited from my account and credited to the OC.
My account is with Postbank and there I also have no overdraft, so I thought nothing and had my account (naively) not in view
I deposited 500,- via Sofort/Klarna and another 1000,- via Wunderino Überweisung ... which in principle runs exactly like a Sofortüberweisung, only the payment service Provider is called FinTec Systems GmbH - I won nothing, the deposits were gambled away.
Today I had to make a larger transfer and afterwards I noticed that these deposits from yesterday were not debited from my bank account.
This made me totally suspicious, because the money was immediately at Wunderino on my player account.
After a long search, which is not so easy at Postbank , I found these payments under my marked transactions with the note "in post-processing".
The problem is that now I don't have these 1500,- on my account at all and as mentioned above, I don't have an overdraft facility.
What happens now?
Does the bank cancel these payments, does it even terminate my account because of this, or do Sofort/Klarna and this FinTec Systems GmbH simply not get their money?
Will the bank simply wait for day X until my account has enough money again?
Will the money be retrieved from Wunderino so that the payment service providers are off the hook for the time being?
I now have 1000 questions running through my head and maybe someone has already experienced something similar and can report.

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Anonym

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 10:10 pm CET#2
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well, that's also new to me, if Wunderino advances and your money does not come from the bank because of coverage, be glad you do not need to Deposit more.Because of lack of coverage, the bank also does not pay in later.

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Anonym

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 10:14 pm CET#3
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Nobody has liked this post so far
You have probably parked the money, cancel the transfer back, then it is back in the credit.denken I times, but if you have no Dispo, the bank does not transfer to Wunderino anyway.

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illmnzi
Rookie

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 10:15 pm CET#4
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What does the status "Booked - in post-processing" mean for a transfer in the order list?

Answer from Postbank by Daniel P.
If an order is "in post-processing", the order has been received by the bank - but not yet executed.
In most cases, the order is checked, but it also happens that the transfer amount is higher than the credit balance or the agreed account overdraft (Dispo).

First Google result.

Since your account was covered at the time of the order, I assume that Postbank wants to check whether everything is kosher.

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MarcT22186
Expert

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 10:19 pm CET#5
0 Likes

Nobody has liked this post so far
Amos0901 wrote on 09.01.2020 at 21:57: First of all a hello to all
Am brand new here and was always just a silent reader.
Something happened to me yesterday and I wanted to ask about experiences, if someone has ever happened the same thing.
I always Deposit at Wunderino via Sofort/Klarna and have never had any problems.
The deposits were always immediately debited from my account and credited to the OC.
My account is with Postbank and there I also have no overdraft, so I thought nothing and had my account (naively) not in view
I deposited 500,- via Sofort/Klarna and another 1000,- via Wunderino Überweisung ... which in principle runs exactly like a Sofortüberweisung, only the payment service Provider is called FinTec Systems GmbH - I won nothing, the deposits were gambled away.
Today I had to make a larger transfer and afterwards I noticed that these deposits from yesterday were not debited from my bank account.
This made me totally suspicious, because the money was immediately at Wunderino on my player account.
After a long search, which is not so easy at Postbank , I found these payments under my marked transactions with the note "in post-processing".
The problem is that now I don't have these 1500,- on my account at all and as mentioned above, I don't have an overdraft facility.
What happens now?
Does the bank cancel these payments, does it even terminate my account because of this, or do Sofort/Klarna and this FinTec Systems GmbH simply not get their money?
Will the bank just wait for day X until my account has enough money again?
Will the money be retrieved from Wunderino so that the payment service providers are off the hook for the time being?
I now have 1000 questions running through my head and maybe someone has already experienced something similar and can report.

Will run like here: https://www.gamblejoe.com/forum/online-casinos/einzahlung-auszahlung/kann-klarna-nachtraglich-geld-fordern-96270/3/#p132480

This post has been translated automatically

Amos0901

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 10:41 pm CET#6
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Herould wrote on 09.01.2020 at 22:10: well that's new to me, if Wunderino vorstreckt and your money does not go from the bank because of coverage, be glad brauchste no longer deposit.Because of lack of coverage, the bank also does not pay in later.

At the time of the Deposit was enough coverage available. Only has the Postbank it apparently not released (for whatever reason) and Sofort/Klarna and the other payment service Provider have credited it anyway Wunderino and not noticed? Just strange ...

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Amos0901

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 11:11 pm CET#7
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illmnzi wrote on 09.01.2020 at 22:15

First Google result.

Since your account was funded at the time of the order, I assume that Postbank wants to check if everything is kosher.

I think so too.
Now, unfortunately, nothing is kosher, because my account no longer has the necessary funds and I now owe someone 1500, - ... only who ... Postbank? Klarna/Sofort and this FinTec Systems GmbH? Wunderino?

This post has been translated automatically

Anonym

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 11:22 pm CET#8
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Amos0901 wrote on 09.01.2020 at 23:11
I think so too.
Now, unfortunately, nothing is kosher, because my account no longer has the necessary funds and I now owe anyone 1500, - ... only whom ... Postbank? Klarna/Sofort and this FinTec Systems GmbH? Wunderino?

The money comes back

This post has been translated automatically

Amos0901

Deposits were credited to Wunderino but not debited from the bank account

9th Jan. 2020, at 11:44 pm CET#9
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Nobody has liked this post so far
Herould wrote on 09.01.2020 at 23:22

The money comes back

Short update: the 500,- payment through Klarna/Sofort has disappeared from my earmarked sales and 80 cents was deducted from my account, due to non-executable order.
So it will be with the 1000,- payment by FinTec Systems soon, I assume.
Nevertheless, I now owe either Wunderino or the payment service providers 1500,-
Postbank is out, have at least the one order times not executed.

This post has been translated automatically

R0UNDER
Top Member

Deposits were credited to Wunderino but not debited from the bank account

10th Jan. 2020, at 03:43 am CET#10
1 Like

Liked this post: Avatar von MarcT22186 MarcT22186
Be prepared for account suspension at Wunderino. Your account will most likely be deactivated in such a way that you will be barred from playing, but you will still be able to log in to settle the outstanding amount by making a deposit. Furthermore, you will have to accept restrictions on limits for future payments with Klarna/SOFORT.

The fact that your money was not really directly booked can only be due to the fact that there were already marked bookings in the account. Mostly this is the case when cash was withdrawn at the weekend and / or at a foreign bank / ATM.

At €1,500 I would accept an account closure at Wunderino. Perhaps it will also come to the non-payment that you Klarna/SOFORT in connection with the now affected bank account in the future can no longer use. You can also do without it when it comes to €1,500. Neither Wunderino nor the payment service Provider will be able to reclaim the money from you. At most they will ask you to settle the outstanding amount

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