Coping, therapiers, tips... : Ex gambling addict seeks tips for various problem treatments ( almost 70 000€ gambled away )
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Ex gambling addict seeks tips for various problem treatments ( almost 70...
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I am 26 years old and was addicted to gambling for almost 8 years.
I would like to tell you about my first gambling (addiction) experiences.
It all started when I was 17 years old, everyone knows it, a Slot machine in the bar, you throw a few euros in and win something.
For me it was about 10 - 20 € win, these were paid out directly and you were happy that the evening was as good as free.
What then happened is certainly many of you know, the next day again purely, this time well 20 - 30 € gambled away.
So the months went by, whenever I got a paycheck, I started to deal with the money no longer controlled so can, it was first directly bought things, things that I actually had no need only with the thought, I'll gamble it again anyway rather before what gönnnen.
At that time everything was still in the framework, monthly approx. 300 - 500 € Verzockt, my parents began slowly to ask why I never have money and me constantly things buy, which I do not look at anyway.
I began to lie and tell stories, at that time they at least made sense.
After my education I had a job that paid me almost 2200€ net salary per month and since my circle of friends at that time consisted only of gambling addicts, they introduced me to the casino.
I got to know the Roulette table, on my first day I won at the roulette table just under 3000€ and at the machine I had a full screen explorer on 2€, I thought to myself only in the thought, finally I have everything what I have gambled away the last 2 years again Won now is but also good.
I gave my companions a small part of my win, deposited 12 000€ on my checking account and went home, but I could not sleep, this full screen was constantly in my thoughts, in my thoughts was only the casino.
The next day I am at 9 o'clock again directly before the casino and was very sad about the fact that it opened only at 11 o'clock, I would have had to work at 12 o'clock and wanted to try before a little my luck. On this day I remember exactly, I used the 2 hours to report sick and get me a sick bill.
I still had a good 2000€ in my pocket went straight in with it and the money was gone after 1 hour.
The way to the bank was not far, at the machine directly the limit of 2000 € withdrawn, this of course again gambled away and I went to the counter, wanted me 5000 € Auszahlen lassen, the woman looked at me strangely but I got the money without problems.
These were also gambled away again. Meanwhile we had 17uhr I saw left and right no longer and in an hour the bank would have closed, directly again sweaty pure, wanted to have my remaining 7000€die on the account were. The woman said to me only " it is nothing to me but they have already picked up today just as much, everything okay?", she meant it only well, but I have grumbled at her that it is my money and I want to have it immediately....
These were also again quickly gambled away....
The following time I would not like to describe now more exactly because it went then exactly in such a way further, it came never again so thick win. Credits were taken up, debts were made calculations not paid. I had no one more.
Balance at the beginning of 2019
10 000€ private debt
45 000€ credit debt
10 000 debts from unpaid bills ( credit installments, Debt collection, cell phone reminder, etc.... )
I decided to draw a line and confess everything to my parents, they were very disappointed but somehow not surprised at all, I think they had checked.
My mother told me that she is willing to pay my private debts, because she doesn't want her son to get a bullet in the head someday, but everything else I have to take care of myself and if I get in touch with gambling again she won't consider me as her son anymore. At the same time, she enrolled me in therapy, which I successfully completed.
3 months ago I slowly started to get my life back under control...
I would like to know now actually where and how much I still have actually at debts, how do I find out soas best herraus?
It must be with mini-credits, reminders, debt collection companies, etc so about 15 - 20 different places.
I have unfortunately completely lost track, letters come also actually hardly which everything that came before I have always disposed directly.
So how do I find the best herraus where and how much debt I have?
If anyone has read it all the way here, thanks for reading and it just had to get everything out again....
LG
Edit by Caro: Name removed
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Ex gambling addict seeks tips for various problem treatments ( almost 70...
Nobody has liked this post so far
Your mother you should make a huge gift every Mother's Day ...
And about your outstanding bills etc ?
Sleeping dogs should not be woken ...
But you can get information from Schufa, Creditreform or other companies ...
Just ask Google
If everything is clear for you, then log off here immediately!
All the best
This post has been translated automatically
Ex gambling addict seeks tips for various problem treatments ( almost 70...
Nobody has liked this post so far
If one thing is 100% sure then the fact that everyone you owe money sooner or later will contact you (letter, court title etc..)
Especially companies are reluctant to give up their money of course you can also be lucky and there was an overlap and there are data have been lost
good luck to you further
This post has been translated automatically
Ex gambling addict seeks tips for various problem treatments ( almost 70...
Nobody has liked this post so far
But let's be honest: Even if it's your money, there should have been protection somewhere, either with the bank employee (with the grandchild trick, it works quite well) or the casino with the "oh so well-trained staff" should have seen that you are no longer in control.
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Ex gambling addict seeks tips for various problem treatments ( almost 70...
Nobody has liked this post so far
Hi,
i also hope for you that you stay strong enough and do not gamble anymore. the relapse rate is unfortunately very high for gambling addicts. my career also started in the casino and now I only play in Online Casinos and there also only live roulette. although I am somehow also addicted to gambling but I never lose control over my finances.
I always have a kind of budget book next to the computer and there all the wins, but also all losses are recorded. Now that I didn't play so well yesterday and made a loss, I don't play at all for the next few days. It is important for me that my overall result always remains in the plus. With a few exceptions, it is fortunately quite well in the green zone.
What I don't understand is, I mean everybody notices when he loses and then you don't play any more. When I see that my whole salary is gone and I have no money to buy something to eat, at the latest then I stop playing.
But to your thing. there is with us the private insolvency right and you should go fast to a Debt consultation. Because if you still have any claims, garnishments could threaten. but you can prevent this if you together with a state-licensed debt counselor an application for private insolvency. at Caritas and other public debt counselors, this is free. beware - unfortunately there are many black sheep in the industry, some of which charge high costs and advise poorly. the disadvantage is unfortunately that many debt counselors are overcrowded and it can take a long time until you get an appointment. Should you still have money and urgency is required, is also a lawyer for insolvency law a measure, which costs money, but can often help very quickly.
Then a part of your income is seized and provided that you keep to the conditions you are debt-free in 6 years at the latest.
I wish all the best
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Ex gambling addict seeks tips for various problem treatments ( almost 70...
Nobody has liked this post so far
2. You can register for free at www.meineSchufa.de. They will then send you a SchufaXS card with code and pin, which is also free of charge.
This gives you access to your personal credit report online.
3. If the Debt burden is impossible or very difficult to pay off, prepare and apply for private insolvency.
4. If private insolvency runs 3/4 months "Insolvenzplan" with court submit (must be planned of course in the course of the private insolvency, there are lawyers who are specialized in this procedure). If you are lucky, you can pay off your debts for a much smaller fraction and after about 1 1/2 years you will be officially discharged from debt by the court. This would go beyond the scope of this article.
Good luck & all the best !
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