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Gambling addiction in general: Whole salary gambled away - the end of the line? (Page 7)

Topic created on 31st Oct. 2022 | Page: 7 of 10 | Answers: 93 | Views: 17,778
MariLane
Amateur

Gigi55 wrote on 03/11/2022 at 12:53 PM

He would take the loan right to the casino anyway

Oh man

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gamble1
Icon
MariLane wrote on 03/11/2022 at 12:31 PM

I'm not in schufa and I don't need credit. xD thanks for the offer.^^


I work at a bank and just know it

Just because you advertise it on the internet, you still won't get a loan. Good luck

I can even give you several examples


1) A friend of mine Easy Credit 5k received despite negative entry due to late payments and Debt collection and base score of 66

2) I myself at the savings bank a few years ago 15k received although in my Schufa at the time was an illegal entry and my score was at 70 my consultant has even said in the conversation he had to give worse conditions because of the Schufa and would have no leeway from the headquarters

Which bank would be so stupid with a manageable Risk to refuse a loan? Then half DE would not get a loan Schufa provides risk analysis and each company can decide for themselves up to what risk they go along and if your base score is not necessarily at 20% and the Schufa one does not classify as a critical risk there is no problem at all

In addition, there are even cell phone providers that give you 1500 € devices on credit with a score of less than 20% so who makes in today's time a 100% clean Schufa as a prerequisite regardless of rents and loans from 100k is probably more than stupid especially since it is no secret that in the Schufa much is incorrectly registered

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Donnie
Elite
Get a cell phone contract under score 20,1500€ device.In life not🤣

And if something was entered incorrectly at Schufa interested in the one who makes a query cordially little🤣

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Comingsoon19
Experienced
So I think this is all going in the wrong direction. The TE is at rock bottom. But he doesn't want to do therapy, nor does he want to be committed for suicide. There he would get professional help at the latest. There you will also be helped regarding landlord, food, therapy. New job now or not. You can write it off as you are now (and the last few years) anyway. I think the lowest point has been reached and you should act. Possibly also times to show your family that you really tackle it. That there no more money is paid to you seems to have its reasons. You can also go to the food bank! Then the food problem is already solved. As some already said nobody here in the forum will take over your rent. You should get off your butt and get yourself committed. Suicide is not a solution. Especially since there is enough help in Germany. You just have to want it!

I wish you all the best.

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gamble1
Icon
Donnie wrote on 03.11.2022 at 13:22: Get a cell phone contract under score 20,1500€ device.Not in life🤣

And if something was wrongly entered at Schufa it interests the one who makes a query heartily little🤣

No kidding no shit I've seen the data copy of the and then the concluded o2 My Handy contract for Iphone 12 Could not believe it myself but possibly because he is existing customer

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gamble1
Icon
If he just does nothing himself neither lock in the casinos nor the other problems addressed you can help just bad with it he shows then only he has not yet finished and so the vicious circle can continue I think if something helps him you can not achieve that with money because that will probably end up back in the casino because the addiction can strike very quickly and again thoughts according to the motto: Come we make now more money can throw in and then the situation is worse because more Debt there @TE You can pay if you have an Amazon account also pasta and pesto and ready meals and drinks on Amazon order and either via direct debit or monthly statement is the monthly statement only on 15.12 Due and the direct debit costs 2 € more if they can not be debited Although is at least with the debit not the fine English way but before starving or dying of thirst certainly the lesser evil In addition, you could also pay in most stores on account zb. Lebensmittelsonderposten.de since gibts also everything as in the supermarket to some extent also cheaper because it expires soon or the packaging is damaged there you have then 30 days time Just at the latter you get 6 times Barilla Pesto (2,59 instead of 3,50) + 3 times pasta and 1 kg rice for 22,50 € There are enough ways not to go hungry but the most important thing is you have to do something only you can change the situation

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Anonym

MariLane wrote on 03/11/2022 at 12:58 PM

Oh my

Yeah read his post from 12/31/2018, he was at that point: lost job, apartment etc, at least that's what he wrote, now 5 years later again at such a point... either everything is wrong or he is not yet at the point where it starts to be really bad 🤷♀️

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Lizzy0805
Experienced

gamble1 wrote on 03.11.2022 at 13:54
No kidding no shit I saw the data copy of that and then the concluded o2 My Handy contract for Iphone 12 Could not believe it myself but possibly because he is existing customer

Goes actually. O2 or also 1und1, which belong to it do. But that is not better than an expensive loan. He would have to sell the phone to get coal and then sits 2 years on the contract. Cashper definitely also 100 € for 30 days with worst Schufa out, if there is a regular receipt of money on the account. But he said, there he has already blocked. This all sounds really bad. But there are emergency aids that can help him under certain circumstances. Social welfare office? Deaconry? Caritas? They have food vouchers for such purposes, with which you cannot buy a Paysafecard. Even if someone here would send 10€ now, they would be gambled away, I'm afraid. Open lunch, homeless food, food bank or food sharing times on Facebook or so search for your region. These are the things that come to my mind, so that he does not starve. But he can only get out by making a hard cut. Everything else is utopian

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Falko
Icon
The TE could also request a professional guardian for a limited period of time. He could give his finances into her hands, at least until he has enough air to breathe again. Then he also has a person who supports him to get out of his predicament, especially now that no one from his family is willing to help him further.

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RiverSong
Legend
have also thought about offering to send him some kind of care package. i can spare a few storage cans.

but then I read the thread from 2018 and think that the support from here would help if at all then only in the short term.

https://www.gamblejoe.com/forum/spielsucht/allgemein/leben-schon-verspielt--57107/#p57107

even if it sounds hard, in my opinion the only possible guide for you is mark --> refer yourself to an appropriate clinic as an acute case, describe your case, they have to admit you

there you will have enough to eat, your family will see that you care and will then give in and take care of your private affairs.
above all, you will be helped professionally in a clinic.

if you have taken 4 weeks of vacation anyway, this is the best way. good luck

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