Gambling addiction in general: Whole salary gambled away - the end of the line? (Page 6)

MariLane wrote on 03/11/2022 at 12:11 PM

He has been a gambling addict for 13 years. He must have something negative in the Schufa. As soon as only 1 entry is in it, he gets no credit

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frapi07 wrote on 03.11.2022 at 12:17 pm

Taking out a loan is the wrong way to go. For one thing, it is a very expensive proposition. 3% in a dream maybe, more like 12-15%. Even at 1,000€ that's already 120-150€ p.a.

According to his statement, no one lends him money and you come up with citizens - who will want to vouch for him?

Moreover, a loan will not solve his problem. He never confirmed until now that he got blocked, has vacations and whines around instead of looking for a short job or mini-jobs. That alone would solve his food problem. You can find a part-time job super fast, even if it's at McDoof. They have a high employee turnover there anyway and are always looking for staff for the WE/late shift AND you get one menu per shift for free there. In the worst case, you could work there for 2 weeks and then quit.

The TE is not in any apocalyptic and you can also get out of such a situation, you just have to be active

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Max_Bet wrote on 03/11/2022 at 12:22 PM

sorry but this is bullshit ...

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MariLane wrote on 03/11/2022 at 12:27 PM

Name me 1 bank , except sigma, that gives loans with begative Schufa. With proof!!!


There is not.
Vll if it says that you have not paid cell phone bill 1 times...

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Max_Bet wrote on 03/11/2022 at 12:23 PM
It's about rent for one month. It's not like he is supposed to finance a house...

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Max_Bet wrote on 03/11/2022 at 12:29 PM

I don't need to prove it to you. You can find out for yourself.

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frapi07 wrote on 03/11/2022 at 12:29 PM

There are other ways, besides it will be difficult for him anyway. Because of one month rent usually no landlord will cancel you, as long as you seek contact and are also willing to pay. Normal rent + installments and the matter is eaten after a few months. You do not pay horrendous interest and you prove to the landlord that you are willing to pay even in difficult situations and that you can rely on the tenant.

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MariLane wrote on 03/11/2022 at 12:31 PM

I'm not in schufa and I don't need credit. xD thanks for the offer.^^


I work at a bank and just know it

Just because you advertise it on the internet, you still won't get a loan. Good luck

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Max_Bet wrote on 03/11/2022 at 12:33 PM




if you work at a bank you are badly informed, sorry

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MariLane wrote on 03/11/2022 at 12:35 PM

Haha yes is good

As already said if there is nothing serious in it e.g. 1 time forgotten to pay cell phone bill or so... but as soon as something bigger is in it, you can forget it completely, unless it is your house bank, with which you are 20 years and have a good adviser, who wants to be terminated possibly

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