Whole salary gambled away - the end of the line?

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Expert

Saphira

Moderatorverified

Forum posts: 1.962 Member since: 24.01.2019

Whole salary gambled away - the end of the line?

31st Oct. 2022, at 11:23 pm CET#11

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Liked this post: Anonym

DerGeuner wrote on 10/31/2022 at 19:27

Brother, let me tell you, it goes on and on.

So if you are completely broke for November there are still umpteen ways to get your breath back.

1. Ask friends or better yet parents for a personal loan. 1500 payable in 5 installments or so.

if that does not work then

2. get your existing credit increased

if that does not work then

3. get a short-term loan at vexcash, cashper, ferratum and how they are all called

if that does not work because of broken Schufa then

4. get n credit at the Sigma Bank. The spit ALWAYS.

if that does not work then

5. book your direct debit credit installments back, and pay the rent of it, buy the rest. Better a reminder from the bank than ne notice from the landlord (but only possible with 2 missing rents) and n empty stomach

if that does not work then

6. go to the pawnbroker. Laptop / jewelry / cell phone will have yes

if that does not work then

7. even I do not know what to do.

Great contribution! That's what I call thoughtful and helpful. And to the point

Wish the TE all the best and very good luck in solving the financial predicament

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Rookie

Mark005

Topic Creator

Forum posts: 30 Member since: 31.12.2018

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 01:57 pm CET#12

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DerGeuner wrote on 10/31/2022 at 19:27

Brother, let me tell you, it goes on and on.

So if you are completely broke for November there are still umpteen ways to get your breath back.

1. Ask friends or better yet parents for a personal loan. 1500 payable in 5 installments or so.

if that does not work then

2. get your existing credit increased

if that does not work then

3. get a short-term loan at vexcash, cashper, ferratum and how they are all called

if that does not work because of broken Schufa then

4. get n credit at the Sigma Bank. The spit ALWAYS.

if that does not work then

5. book your direct debit credit installments back, and pay the rent of it, buy the rest. Better a reminder from the bank than ne notice from the landlord (but only possible with 2 missing rents) and n empty stomach

if that does not work then

6. go to the pawnbroker. Laptop / jewelry / cell phone will have yes

if that does not work then

7. even I do not know what to do.

Thanks for the tips, but it is actually all not possible. I'm already at the point where I have long since moved all valuables, loans are no longer topped up...at Cashper and Vexcsash I have blocked me over a year ago to not be able to accumulate more debt....

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Elite

Rainmann

Forum posts: 3.835 Member since: 03.06.2021

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 02:35 pm CET#13

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Mark005 wrote on 01/11/2022 at 13:57

Thanks for the tips, but it's actually all not possible. Am already at the point where I have moved all valuables long ago, loans are no longer topped up..at Cashper and Vexcsash I let myself block more than nem year ago to not be able to accumulate more debt....

Landlord give notice that you just have problems to pay the rent. Close family circle ask if they can lend you something and put everything on the table. Ask the bank again to put all your debts into a loan. Give online banking, card and everything where you can get money to your parents and if you need money they have to give you something from your account. Of course tell them what you need it for. If it does not work at the bank then the last resort is insolvency and then start completely from scratch. It's hard but I think you can do it. Maybe do an inpatient therapy but I don't know if that will help. In the head it must click that you stop playing I think. Wish you all the best that you get out of it ✌️

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Expert

refucs

Forum posts: 1.290 Member since: 03.08.2022

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 02:51 pm CET#14

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Liked this post: Bluff

I was in a similar situation as you. Same age, long-time sports bettor, debts, etc...

Take it from me: The only thing that really helps: you have to be honest with your family and describe your problem. Only then you will get further. Then you can expect help which will help you in the short term and then you can deal with the medium term things. Only honesty helps! If you try to solve these problems but continue to hide things you will always be tempted to continue gambling and the threshold to become a criminal (stealing from family/friends/cheating etc.) is no longer far away....

You have to decide for yourself if you want to continue gambling or not. If you want to continue gambling, it will be a bottomless pit. If you can and want to stop, that is the first step which is very important. And honesty! Without that, you won't get far.

What helped me a lot last year after a bad downswing was the OASIS lockout. Really 12 months break and no more gambling, even if you want it, it is no longer possible (On sports betting booths without license I had anyway never Bock).... And in 12 months you can regulate and improve a lot. And then you can still consider whether you want to lift the ban times and you have discipline or not.

EDIT: Through the honesty and openness, which can be painful in the first moment of course because not many receive you with applause, but that will do you days later really good, because simply ne huge load and a psychological pressure disappears that you have dragged around for weeks with him...

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Expert

refucs

Forum posts: 1.290 Member since: 03.08.2022

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 03:04 pm CET#15

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I have seen that you have often had such posts in the last few years where you were in a really bad way

You need a real cut and someone who helps you/accompanies you. And try to find other things exciting with some distance after the gambling...

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Falko

Forum posts: 6.474 Member since: 08.07.2018

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 03:22 pm CET#16

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Liked this post: Anonym

In the meantime, there are also possibilities that you can exclude yourself from everything in case of extreme addiction, in order not to gamble everything away again as soon as you receive money. That is the problem with the TE here, as soon as money is there he gambles. And if there are further credits, this money also ends up in gambling. He could block online banking, close his Paysafe account and PayPal account if available and block himself for life at Oasis, then he will not get another foot in a gambling house or a betting shop.

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Anonym

Former Member

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 03:23 pm CET#17

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Mark005 wrote on 01/11/2022 at 13:57

Thanks for the tips, but it's actually all not possible. Am already at the point where I have moved all valuables long ago, loans are no longer topped up..at Cashper and Vexcsash I let myself block more than nem year ago to not be able to accumulate more debt....

You can get blocked at banks???? Don't they report it to Schufa?

Hmm ok, and what are you going to do now?

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gamble1

Forum moderatorverified

Forum posts: 6.479 Member since: 21.04.2019

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 04:06 pm CET#18

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DerGeuner wrote on 01.11.2022 at 15:23

You can get blocked from banks???? Don't they report that to Schufa?

Hmm ok, and what are you going to do now?

Yes block vill not but you can say hey watch out I'm a gambling addict does not lend me money then they also do not report the Schufa why also? You can only report things to Schufa that require an interest and if there is no contract or request there is not

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Anonym

Former Member

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 04:11 pm CET#19

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gamble1 wrote on 01.11.2022 at 16:06

Yes lock vill not but you can say hey watch out I'm addicted to gambling lend me no money then they also do not report the Schufa why also? You may only report to Schufa things that require an interest and if no contract or request does not give the

yes, this Oasis has meanwhile my head gef... that I got confused there. Clearly, the Schufa can only be reported if a contract exists.

Where the credit score can still sink through such actions.

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Anonym

verified

Former Member

Whole salary gambled away - the end of the line?

1st Nov. 2022, at 06:38 pm CET#20

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Liked this post: Max_Bet, Rainmann

The TE is not the first and also not the last, to whom the addiction "ruins the life", there only complete cut and the real will helps
Block
No more online banking
Aim for therapy
File for bankruptcy
Involve family and make a plan with them

Otherwise it will be nothing but a traffic circle because the human being tends to want to win back what has been lost and fades out the reality..

All the best for the subject..

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Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

Whole salary gambled away - the end of the line?

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