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Gambling addiction in general: I am at the end... (Page 4)

Topic created on 01st Apr. 2018 | Page: 4 of 4 | Answers: 35 | Views: 12,435
rs1747
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I am at the end...

3rd Apr. 2018, at 02:26 pm CEST#31
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I don't necessarily want to go for private insolvency. A Debt restructuring with a lower rate + stop gambling in connection with therapy would suffice.

Because, whether I now pay 350 € rate (instead of 550 at the moment) or whether 350 € are seized from my wages, I personally don't care.

For the bank it would be an advantage if she agrees to the debt restructuring, because she then gets all her money back.

In case of insolvency (if this is possible without losing the house) the bank loses a lot. I think that you can reach an agreement with a lawyer, as long as the conditions regarding the house fit.

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Anonym

I am at the end...

3rd Apr. 2018, at 03:11 pm CEST#32
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With the Debt settlements that I have shown here... there is no private insolvency... the only thing you have in a negative Schufa..and to your rescheduling... there is almost no bank longer than 84 months... then gibs mostly at most 120 months... if you have 50k debt with interest... so let's say 60k..that would be 171 months...no bank will do that..if you don't own anything on paper you have to try to reach a debt settlement.because the sum that would be fixed there is without interest and at the same time the final sum,but as I said if you own even a fraction of the house...then I think it looks bleak....

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rs1747
Rookie

I am at the end...

3rd Apr. 2018, at 03:59 pm CEST#33
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I'll check it out and then contact a Debt counselor.

Should I play with an open hand and tell him that the debts are the result of my Gambling addiction? Or is it better not to tell him about it?

I am an honest person and have no problem admitting my mistakes and in the end it shouldn't make any difference whether I burned the money through gambling addiction or because I "lived beyond my means", should it? ðŸ¤"

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Anonym

I am at the end...

3rd Apr. 2018, at 04:40 pm CEST#34
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tell him quietly where that comes from, maybe he can help you auc wegem nehm therapy place... can also be advantageous in Debt settlement ...
almost all people who are at the debt counselor have what screwed up ^^ so... I think he hears that not the first time

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rs1747
Rookie

I am at the end...

3rd Apr. 2018, at 05:38 pm CEST#35
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Well, on paper I don't own anything. There is only a will in which it is stated that I will inherit the house after the death of my mother. Tomorrow I will call a Debt advisor and then report back here.

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S****o

I am at the end...

4th Apr. 2018, at 03:25 pm CEST#36
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rs1747 wrote on 01/04/2018 at 18:06: [...] at Lapalingo I was not yet verified, which led to the fact that I played (during the Verification phase) in my madness and with the greed for more 1000 euro hands Blackjack with € 200 on the sidebets. I don't need to mention that the money was gone in under an hour... [...]

Hello rs1747,

we regularly try to stay on the ball in the forums here. If you haven't entered a game ban yet and would like to do so, please feel free to contact us again. We will of course try to support you and block your account if you let us know.

All the best on your way.

Love from your lapalingo team,
Sarah

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