H You are the architect of your own luck! Block yourself immediately bank transfer - Trustly etc.. Destroy your credit cards and you have no more possibility. Do not look for the blame at the bank - you are to blame only yourself.
The step into the therapy is right in any case. Take the above to heart so that dark possibilities have more. You have to block your credit card from the bank. PayPal abolish etc. pp. Think only when you have zero more options will work.
As i said: I do not want to reject the blame from me! I give the bank however already a partial guilt.
I was not aware until last week that the bank should not allow such payments in general.
I live in a small village where the bank knows almost every one of its customers personally. Because of all the incidents I also told them that I am addicted to gambling and have long lost control. At the latest then one would have to intervene...
In the meantime, I have also set up or applied for a block for everything. I find hald quite simply questionable that one simply looks there as a bank although one knows that the customer will not change his behavior without radical measures, only to be involved in the sales, which are actually illegal. I find that really disgusting.
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Anonym
Former Member
I am at the end...
1st Apr. 2018, at 06:47 pm CEST#4
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First of all hello and welcome here
I would like to join AKA. It may be that the bank has contributed to this whole drama, but YOU are responsible for YOU and no one else, even NO bank!
Take the tips that AKA has written and talk here with pleasure with like-minded. But do something active, so that you feel better again!
I didn't want to specifically address the issue of the bank. What's done is done and can't be undone anyway.
The only thing that matters to me now is how to get out of this mess. I go to work every day for nothing and nothing again. It's my own fault, but I don't see any concrete way out of the Debt at the moment.
As I said, I am already several installments in arrears, the account is grossly overdrawn, the salary for April is not even enough to bring the account to 0.
Ergo, it hails again this month reminders, collection letters, etc. 😠The noose tightens further and further.
I hate myself so much for it.
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Anonym
Former Member
I am at the end...
1st Apr. 2018, at 07:05 pm CEST#6
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rs1747 wrote on 01.04.2018 at 19:00: I also did not want to specifically address the issue with the bank. What's done is done and can't be undone anyway.
All that matters to me now is how to get out of this mess. I go to work every day for nothing and nothing again. It's my own fault, but I don't see any concrete way out of the Debt at the moment.
As I said, I am already several installments in arrears, the account is grossly overdrawn, the salary for April is not even enough to bring the account to 0.
Ergo, it hails again this month reminders, collection letters, etc. 😠The noose tightens further and further.
I hate myself so much for it.
Stop hating yourself for something you just did wrong. I mean it. You're an addict, you often do things that are absolutely not right. But hating you for it, no!
Would you go to a debt counseling?! Would be perhaps quite good?
Be sure to go to a Debt counseling and make a private insolvency through them!
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Anonym
Former Member
I am at the end...
1st Apr. 2018, at 07:15 pm CEST#8
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That the salary is not enough to put the account to 0 is nowadays but also nothing special or the big break! Important is that you stop with the money destruction or start to pay off your debts. Remains what you can do with it what you want - one buys cds the other goes to the whorehouse ... and a third pulls what liquid or dusty pure^^ important is now just to get the curve ... I'm currently going through similar - but will simply earn (more) money and solve it with it.
If you think you go to work for nothing - then work on the side in addition to regulate that. Every hour you work you don't play ! 😉
Welcome to the forum.
So on the whole, your situation does not read as catastrophic, rather unusual for you.
You have a job, accommodation, even an overdraft facility and credit cards. Only if it should continue, you could get into real trouble.
A few reminder letters, what the heck. Don't go "crazy" about it. Take a break from the game and as soon as your salary comes in, use it to pay your bills, even if it's only a certain partial amount; the creditors will be satisfied and you won't run the Risk of foreclosure, etc.
The thought of having to spend some time working off the Debt is stressful, but this too will pass quickly for you. It is not a huge amount and you are still young. You'll have that sorted out very quickly when you stop gambling.
If I were you, I would take a relaxed view of the situation.
I am at the end...
Nobody has liked this post so far
This post has been translated automatically
I am at the end...
Nobody has liked this post so far
The step into the therapy is right in any case. Take the above to heart so that dark possibilities have more. You have to block your credit card from the bank. PayPal abolish etc. pp. Think only when you have zero more options will work.
This post has been translated automatically
I am at the end...
Nobody has liked this post so far
I was not aware until last week that the bank should not allow such payments in general.
I live in a small village where the bank knows almost every one of its customers personally. Because of all the incidents I also told them that I am addicted to gambling and have long lost control. At the latest then one would have to intervene...
In the meantime, I have also set up or applied for a block for everything. I find hald quite simply questionable that one simply looks there as a bank although one knows that the customer will not change his behavior without radical measures, only to be involved in the sales, which are actually illegal. I find that really disgusting.
This post has been translated automatically
I am at the end...
Nobody has liked this post so far
I would like to join AKA. It may be that the bank has contributed to this whole drama, but YOU are responsible for YOU and no one else, even NO bank!
Take the tips that AKA has written and talk here with pleasure with like-minded. But do something active, so that you feel better again!
This post has been translated automatically
I am at the end...
Nobody has liked this post so far
The only thing that matters to me now is how to get out of this mess. I go to work every day for nothing and nothing again. It's my own fault, but I don't see any concrete way out of the Debt at the moment.
As I said, I am already several installments in arrears, the account is grossly overdrawn, the salary for April is not even enough to bring the account to 0.
Ergo, it hails again this month reminders, collection letters, etc. 😠The noose tightens further and further.
I hate myself so much for it.
This post has been translated automatically
I am at the end...
Nobody has liked this post so far
Stop hating yourself for something you just did wrong. I mean it. You're an addict, you often do things that are absolutely not right. But hating you for it, no!
Would you go to a debt counseling?! Would be perhaps quite good?
This post has been translated automatically
I am at the end...
Nobody has liked this post so far
This post has been translated automatically
I am at the end...
Nobody has liked this post so far
If you think you go to work for nothing - then work on the side in addition to regulate that. Every hour you work you don't play ! 😉
This post has been translated automatically
I am at the end...
Liked this post: J****r
So on the whole, your situation does not read as catastrophic, rather unusual for you.
You have a job, accommodation, even an overdraft facility and credit cards. Only if it should continue, you could get into real trouble.
A few reminder letters, what the heck. Don't go "crazy" about it. Take a break from the game and as soon as your salary comes in, use it to pay your bills, even if it's only a certain partial amount; the creditors will be satisfied and you won't run the Risk of foreclosure, etc.
The thought of having to spend some time working off the Debt is stressful, but this too will pass quickly for you. It is not a huge amount and you are still young. You'll have that sorted out very quickly when you stop gambling.
If I were you, I would take a relaxed view of the situation.
This post has been translated automatically
I am at the end...
Nobody has liked this post so far
In my opinion, however, this is somewhat difficult in my specific case, because there are several factors that have to be taken into account.
If someone has an idea about this topic and can give me information or tips, gladly by PN.
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