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Gambling addiction in general: How much debt do you have? (Page 11)

Topic created on 29th Apr. 2019 | Page: 11 of 19 | Answers: 180 | Views: 59,416
ZuIR4m
Rookie
crystal_machmeth wrote on 10/18/2019 at 17:56: yes have taken credits everywhere contracts made and all paid in
bills not paid, of course that accumulates a nice sum easily

at least the casino operators can buy something great with my money
maybe a new sports car

go anyway in the private insolvency of me no one gets money

Am I wrong or does this " nobody gets money from me " - sentence sound rather indifferent ?

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crystal_machmeth
Experienced
no that's not how it was meant

i will not pay back anything

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1MillBankRoll
Rookie
I can only say that I pay back every year about 20.000€ in debt. Should now still have a good 50000€ Miese. Dream job, dream salary... and still worn out

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Anonym
With my young 24 years I have a mountain of Debt of about 6000 to 10,000 euros, rising trend. One overlooks yes gladly times what...
Especially since my unemployment benefit is not enough to pay. Actually I slipped by the Zockerrei there purely...
Schufa in the bucket, probably soon in the private insolvency

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MisterL
Expert
What do you want with too much money
Which at the end übrigbleit can/should one also spend for meaningful or also not money must flow
Come also from the generation "Scrooge McDuck" Donald was always more sympathetic to me

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schwede666
Top Member
Find at the topic is discussed here completely past. Should perhaps also find mention of what you can do to get rid of your debts, if you have them. I got rid of about 15,000 Tacken within a year and except for some hard work the whole thing cost me 1250,-.
Who finds this interesting should google insolvency plan procedure or plan insolvency!

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Anonym

schwede666 wrote on 27.10.2019 at 02:35: Find am Thema is discussed here completely past. Should maybe also mention what you can do to get rid of your debts,if you have them. I got rid of about 15.000 Tacken within one year and except some hard work it cost me 1250,-.
Who finds this interesting should google insolvency plan procedure or plan insolvency!

A (private) insolvency procedure should always be the last option. Because as much as I know, one is then 8 years massively restricted

You don't even have the possibility to make an internet or cell phone contract
In addition, there is only a certain amount of wages because you can keep. >The rest must be squeezed. I think it was 1200,-
So, please be careful and do not sell as "Easy mach mal"...

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G****e
Danny94 wrote on 10/27/2019 3:11 PM

A (private) insolvency proceedings should always remain the last option. Because as far as I know, you are then 8 years massively restricted

You do not even have the possibility to make an Internet or cell phone contract
In addition, there is only a certain amount of wages because you can keep. >The rest must be squeezed. I think it was 1200,-
So, please be careful and do not sell as "Easy mach mal"...


That's how it is. You could tell the bank where you have debts private insolvency is imminent. So and so much you could raise, either let se on it or not. With me it has worked 20k to 8 k down to act. Credit so done and is also in the Schufa as done

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Anonym
Fortunately, I don't have any debts, but still have a lot on the side. And that's despite the fact that I've been gambling for 13 years now. I used to have more problems. Always gambled away everything. For some years I have strict limits and get me for years about always everything back. Always pay only 10-25 euros. As soon as I have 50+, I pay out. Then I have fixed already plus and the rest is addition. So you come over the week often seen on a plus despite daily play. But it took me a long time until I checked that.

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schwede666
Top Member
Danny94 wrote on 10/27/2019 3:11 PM

A (private) insolvency proceedings should always remain the last option. Because as far as I know, you are then 8 years massively restricted

You do not even have the possibility to make an Internet or cell phone contract
In addition, there is only a certain amount of wages because you can keep. >The rest must be squeezed. I think it was 1200,-
So, please be careful and do not sell as "Easy mach mal"...


So, caution is probably rather when making debts. There are also enough experts from whom you can get advice, is also not forbidden.

The whole thing is basically a shortened private insolvency. That's how it starts, after about 2 months you offer the creditors in an insolvency plan a special payment between 1% and 20% of the debt. The court then invites the creditors to a meeting to decide whether to accept or reject the insolvency plan. A simple majority is sufficient for acceptance

How many of your creditors do you think will accept such an invitation? Banks and Debt collection companies only send employees in individual cases and for extremely high amounts. In my case, out of 19, only one was there, and he accepted. This also applied to all those who were not present.

Once the special payment has been made, all remaining debts are cancelled within one year.

The above information is based on my personal experience. Anyone who wants legally binding information should obtain it from a lawyer.
I cannot comment on cell phone and Internet contracts due to lack of know-how...

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