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Gambling addiction in general: Debt settlement

Topic created on 03rd Jan. 2019 | Page: 1 of 1 | Answers: 8 | Views: 2,602
Anonym

Debt settlement

3rd Jan. 2019, at 04:04 pm CET#1
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Hello first of all to all,

small question: from gambling sometimes some financial problems arise (unpredictable) - before more earned, then the failure - nevertheless further gambled.However, the debts have accumulated (rather gamble instead of pay (know certainly some). What do you think of service providers who take over your debts and you collectively pay them off at the service Provider? Does anyone have experience? I'm considering something like this - to make a new start mentally and to stay away from gambling for a while.

So: Service provider for Debt settlement? Yes, No? Why? Alternatives?

I am looking forward to your answers

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AceOfSpades
Amateur

Debt settlement

3rd Jan. 2019, at 04:28 pm CET#2
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why not take out a loan to pay off all debts and then pay it off at your bank?

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Stealth
Rookie

Debt settlement

3rd Jan. 2019, at 04:55 pm CET#3
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Hmm... Actually only makes sense if there are many different debtors who want the money very quickly. So you would not have to agree with each creditor an installment payment. So he would have a better overview and a fixed rate

Is just again more expensive because of the credit costs. No idea if that is worth it. It really depends on the amount of Debt and the number of creditors.

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Tropper
Top Member

Debt settlement

3rd Jan. 2019, at 07:42 pm CET#4
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How much are the debts? If they are relatively manageable, then pay them off and as @aceofspades says, pay them off through a forward loan (e.g.). Otherwise, if the debts are really high, file for personal bankruptcy? (It's not the end of the world either)

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Anonym

Debt settlement

3rd Jan. 2019, at 09:34 pm CET#5
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It's about 5k - then easily paid off can not currently stemmen the whole thing and wanted to pay off the whole thing as a total monthly budget 300-400€. For this peace and a believer. I have read only good.

There are 2 loans (due to good credit rating earlier easy get) I have to pay off. That is why I thought of this service. A loan at a bank for a Debt restructuring - do you think that is better?

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Anonym

Debt settlement

3rd Jan. 2019, at 10:17 pm CET#6
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jamesvandyke wrote on 03/01/2019 at 21:34: It's about 5k - paid off easy at the time can not currently stemmen the whole thing and wanted to pay off the whole as a total budget monthly 300-400€. For this peace and a believer. I have read only good.

There are 2 loans (due to good credit rating earlier get easy) that I have to pay off. That is why I thought of this service. A loan at a bank for a Debt restructuring - do you think that is better?

You just have to calculate what costs less interest in the end. And you should not gamble with the new loan.

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Anonym

Debt settlement

4th Jan. 2019, at 03:20 am CET#7
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jamesvandyke wrote on 03/01/2019 at 21:34: It's about 5k - paid off easy at the time can not currently stemmen the whole thing and wanted to pay off the whole thing as a total budget monthly 300-400€. For this peace and a believer. I have read only good.

There are 2 loans (due to good credit rating earlier get easy) that I have to pay off. That is why I thought of this service. A loan at a bank for a Debt restructuring - do you think that is better?

You do not want to pass any other problem which you have not communicated here until now^^

Such service providers are also not free!
5k are not debts ... these are peanuts to pay off ... whether with or without job
With 2 loans you can always talk to a "giver" if it times is tight.

Unless you want to find something where you are still "unknown" to be able to continue to gamble undisturbed ... which I rather suspect^^

Believe you are an "old acquaintance" here ... Name I call first none^^

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Anonym

Debt settlement

4th Jan. 2019, at 09:32 am CET#8
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Am new, I can assure you

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Anonym

Debt settlement

5th Jan. 2019, at 05:38 am CET#9
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With everything else I'm right^^

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